FPL Technologies Credit Cards 2025
Explore all credit cards from FPL Technologies. 1 cards ranked by our experts.
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Best for: Credit beginners, students, frequent international travelers on budget
OneCard (Plastic)
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on FPL Technologies's website
Annual fee
FREE
Rewards rate
₹0.20 - ₹1.00/₹100
Joining fee
FREE
Interest rate
36.00%
Card details
Forex Markup
1.00%
Categories Entry Level, Lifetime Free, Rewards, Student, Travel
CardNitty's take
Pros
- Lifetime free with zero joining and annual fees
- Industry-lowest 1% forex markup fee
- 5X rewards on top 2 spending categories
- Fractional reward points on all spends
- Fully app-based with instant virtual card
- No reward points expiry or redemption fees
- FD-backed option for credit beginners
- MyFamily feature for up to 5 add-on cards
- Excellent app control and transaction tracking
Cons
- Low base reward rate of only 0.2%
- No airport lounge access benefits
- No travel or insurance coverages
- 5X rewards require minimum 3 categories spending
- High interest rate of 36% per annum
- Rs 3000 early closure fee within 6 months
- Limited customer support availability
- Lower credit limits compared to premium cards
About FPL Technologies
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