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Fi Money Credit Cards 2025

Explore all credit cards from Fi Money. 3 cards ranked by our experts.

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Best for: First-time credit card users, students, or anyone wanting to build credit without income proof

SimpliFi

4.0 CardNitty rating
APPLY NOW on Fi Money's website

Annual fee

FREE

Rewards rate

₹1.25 - ₹3.75/₹100

Joining fee

FREE

Interest rate

42.00%

Card details
Forex Markup
3.50%
Categories Entry Level, Lifetime Free, Rewards, Shopping
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CardNitty's take

Pros

  • Lifetime free - no annual or joining fee
  • Contactless payment enabled for quick transactions

Cons

  • No complimentary lounge access
  • High forex markup of 3.50% on international transactions
  • High interest rate of 42.00% on revolving credit
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Best for: Shoppers who spend on top lifestyle brands and make international transactions

AmpliFi

4.0 CardNitty rating
APPLY NOW on Fi Money's website

Annual fee

FREE

Rewards rate

₹1.00 - ₹5.00/₹100

Joining fee

₹2,000

Interest rate

42.00%

Card details
Min Monthly Income ₹50
Categories Lifestyle, Lounge Access, Premium, Rewards, Shopping
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CardNitty's take

Pros

  • Lifetime free - no annual or joining fee
  • Annual fee waiver on spending ₹250000
  • Contactless payment enabled for quick transactions
  • Easy EMI conversion facility available

Cons

  • Limited lounge access (4 visits per year)
  • High interest rate of 42.00% on revolving credit
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Best for: Weekend spenders, young professionals, online shoppers

MagniFi

3.9 CardNitty rating
APPLY NOW on Fi Money's website

Annual fee

FREE

Rewards rate

₹0.50 - ₹5.00/₹100

Joining fee

FREE

Interest rate

42.00%

Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Dining, Entry Level, Lifetime Free, Rewards, Shopping
View full details
CardNitty's take

Pros

  • Lifetime free - zero joining or annual fee|5% back on weekend spends across dining, shopping, travel, cabs, groceries|20% discount at Zomato, Zepto, BookMyShow, Amazon on weekends|Save up to Rs 20,000 annually|Fi-Points redeemable for vouchers, miles, bill payments|App-based management with spend insights

Cons

  • No lounge access|3.5% forex markup on international transactions|No cash withdrawals allowed|Excludes fuel, utilities, insurance, gold from rewards|Lower weekday rewards at 0.5%
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