Canara Bank Credit Cards 2025
Explore all credit cards from Canara Bank. 6 cards ranked by our experts.
Visit Official WebsiteShowing 6 cards
Best for: Frequent domestic travelers, those seeking comprehensive insurance, moderate spenders
Canara Bank Mastercard World Credit Card
APPLY NOW
on Canara Bank's website
Annual fee
FREE
Rewards rate
₹0.50/₹100
Joining fee
FREE
Interest rate
30.00%
Card details
Forex Markup
3.00%
Categories Lifetime Free, Lounge Access, Mastercard, Rewards, Travel
CardNitty's take
Pros
- Lifetime free - zero joining and annual fees (with Rs.1L annual spend)
- 2 reward points per Rs.100 on all PoS and e-commerce transactions
- Enhanced lounge access: 3 domestic visits per quarter + 2 guest visits
- International lounge access: 2 visits per year + 2 guest visits
- Comprehensive insurance: Rs.8L air accident cover (self), Rs.4L (spouse)
- Rs.25,000 baggage insurance + Rs.25,000 purchase protection
- Fraud protection up to Rs.5 lakhs on unauthorized transactions
- 1% fuel surcharge waiver on transactions (Rs.400-5,000 range)
- Up to 50 days interest-free credit period
- Higher credit limit potential (up to Rs.50 lakh)
Cons
- Low base reward rate of 0.5% (Rs.0.25 per point)
- High 3% forex markup for international transactions
- 30% p.a. interest rate on revolving balances
- Inactivity fee of Rs.300 + GST if annual spend below Rs.1 lakh
- High income requirement: Rs.10 lakh gross per annum
- No milestone benefits or accelerated reward categories
- Reward points valid only for 3 years from accrual
- No premium perks like golf, concierge, or priority customer care
- Late payment fee of Rs.250 plus GST
- Domestic lounge access requires Rs.10,000 quarterly spend activation
Best for: First-time credit card users, value seekers, domestic travelers
Canara Bank Platinum Credit Card
APPLY NOW
on Canara Bank's website
Annual fee
FREE
Rewards rate
₹0.50/₹100
Joining fee
FREE
Interest rate
30.00%
Card details
Forex Markup
3.00%
Min Monthly Income ₹10
Categories Beginner, Lifetime Free, Lounge Access, Rewards, RuPay
CardNitty's take
Pros
- Lifetime free - zero joining and annual fees
- 2 reward points per Rs.100 spent on all transactions
- Domestic lounge access twice per quarter (8 visits/year)
- One complimentary guest lounge visit per quarter
- Comprehensive insurance: Rs.8L air accident (self), Rs.4L (spouse)
- Baggage insurance Rs.25,000 + purchase protection Rs.25,000
- 1% fuel surcharge waiver (Rs.400-5,000 transactions)
- Fraud protection up to Rs.5 lakhs
- Credit limit up to Rs.25 lakh
- Up to 50 days interest-free period
Cons
- Low reward value at Rs.0.25 per point (0.5% return)
- High 3% forex markup for international transactions
- 30% p.a. interest rate on outstanding balances
- Reward redemption requires minimum 1,000 points (Rs.250 cashback)
- Points valid only for 3 years from accrual
- No cashback on fuel, rent, EMI, cash withdrawals
- No milestone benefits or spend-based rewards
- Basic entry-level card with limited premium features
- Lounge access restricted to domestic airports only
- Higher income requirement (Rs.3 lakh p.a.) for some sources
Best for: Corporates, business expense management
Canara Bank Corporate Credit Card
APPLY NOW
on Canara Bank's website
Annual fee
FREE
Rewards rate
₹0.25/₹100
Joining fee
FREE
Interest rate
36.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹75
Categories Business
CardNitty's take
Pros
- Zero annual fee (corporate card)
- Business expense management
- Higher credit limits for corporates
- Multiple add-on cards for employees
- Detailed expense reports
- Corporate liability protection
Cons
- Only for corporates (not individuals)
- Basic reward structure
- No lounge access
- No personal benefits
- 3.5% forex markup
Best for: Canara Bank customers, domestic travelers, UPI users
Canara Bank RuPay Select Credit Card
APPLY NOW
on Canara Bank's website
Annual fee
₹1,000
Rewards rate
₹0.25 - ₹0.50/₹100
Joining fee
₹1,000
Interest rate
36.00%
Card details
Forex Markup
3.50%
Min Monthly Income ₹50
Categories Lounge Access, RuPay
CardNitty's take
Pros
- 3 domestic + 2 international lounge visits per quarter
- 1-2 reward points per Rs.100 spent
- Rs.5 lakh personal accident insurance
- UPI credit line support
- NCMC functionality for transit
- 1% fuel surcharge waiver
- 24x7 concierge services
Cons
- Rs.1,000 annual fee
- Fee waiver requires Rs.1.5L spend
- 3.5% forex markup
- High APR of 36%
Best for: First-time users, entry-level card seekers
Canara Bank Mastercard Standard
APPLY NOW
on Canara Bank's website
Annual fee
₹250
Rewards rate
₹0.20/₹100
Joining fee
₹250
Interest rate
36.00%
Card details
Forex Markup
3.50%
Categories Entry Level
CardNitty's take
Pros
- Very low annual fee of Rs.250
- Easy fee waiver on Rs.50K spend
- Mastercard acceptance worldwide
- Basic insurance coverage
- Entry-level card for new users
Cons
- Very low credit limit (max Rs.1.5L)
- Low reward rate (0.20%)
- No lounge access
- Minimal benefits
Best for: First-time users, entry-level seekers
Canara Bank Visa Classic Credit Card
APPLY NOW
on Canara Bank's website
Annual fee
₹250
Rewards rate
₹0.20/₹100
Joining fee
₹250
Interest rate
36.00%
Card details
Forex Markup
3.50%
Categories Entry Level, Visa
CardNitty's take
Pros
- Very low annual fee of Rs.250
- Easy fee waiver on Rs.50K spend
- Visa Classic international acceptance
- Basic insurance coverage
- Entry-level card
Cons
- Very low credit limit
- Low reward rate (0.20%)
- No lounge access
- Minimal benefits
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