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AU Small Finance Bank

AU Small Finance Bank Credit Cards 2025

Explore all credit cards from AU Small Finance Bank. 3 cards ranked by our experts.

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AU Zenith

3.6 CardNitty rating
APPLY NOW on AU Small Finance Bank's website

Annual fee

₹2,999

Rewards rate

₹1.50 - ₹6.25/₹100

Joining fee

₹2,999

Interest rate

39.00%

Card details
Forex Markup
2.00%
Min Monthly Income ₹50
Categories Lifestyle, Lounge Access, Rewards, Travel
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CardNitty's take

Pros

  • Annual fee waiver on spending ₹200000
  • Good insurance coverage up to ₹50 lakh
  • 24x7 dedicated concierge service
  • Low forex markup of 2.00% - great for international spends
  • Extended interest-free period of 50 days

Cons

  • No complimentary lounge access
  • Reward points may have limited redemption options
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AU Altura Plus

3.2 CardNitty rating
APPLY NOW on AU Small Finance Bank's website

Annual fee

₹499

Rewards rate

₹0.50 - ₹1.00/₹100

Joining fee

₹499

Interest rate

42.00%

Card details
Forex Markup
3.50%
Min Monthly Income ₹25
Categories Dining, Lounge Access, Rewards
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CardNitty's take

Pros

  • Low annual fee of just ₹499
  • Annual fee waiver on spending ₹50000
  • Contactless payment enabled for quick transactions
  • Easy EMI conversion facility available
  • Add-on cards available for family members

Cons

  • No complimentary lounge access
  • High forex markup of 3.50% on international transactions
  • High interest rate of 42.00% on revolving credit
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AU LIT

3.3 CardNitty rating
APPLY NOW on AU Small Finance Bank's website

Annual fee

FREE

Rewards rate

₹0.25/₹100

Joining fee

FREE

Interest rate

42.00%

Card details
Forex Markup
3.50%
Min Monthly Income ₹20
Categories Cashback, Entry Level, Lifetime Free
View full details
CardNitty's take

Pros

  • Lifetime free - no annual or joining fee
  • Contactless payment enabled for quick transactions
  • Easy EMI conversion facility available
  • Add-on cards available for family members

Cons

  • No complimentary lounge access
  • High forex markup of 3.50% on international transactions
  • High interest rate of 42.00% on revolving credit
Read full review

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