Card Image
Platinum Aura Edge
Annual Fee
₹1,499
Rewards/₹100 ⓘ
₹0.70 - ₹1.40
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
720+
At a Glance
Key Benefits
4X rewards on shopping, 2X on others, 16 lounge visits, dining discounts
Lounge Access
16 domestic lounges/year
Eligibility
Salaried: Rs.35,000+/month, Age: 21-60, CIBIL: 720+
Quick Details
Annual Fee
₹1,499
#195
Joining Fee
₹1,499
#196
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.70 - ₹1.40
#174
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
4/year
#61
Min Credit Score
720+
#154
Min Monthly Income ₹25
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹700
Fee Waiver on Spend ₹1,00,000/yr
Reward Structure
Base
All Spends
₹0.70 /₹100
Cat
Shopping
₹1.40 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned1,600
Cash Value₹560
Breakdown
Shopping1,200
Other Spends400
Total Value₹560
Quick amounts:
Airport Lounge Access
Domestic Free
4
visits per quarter
4 domestic lounge visits per quarter
Quick Analysis
The IndusInd Bank Platinum Aura Edge is a solid credit card option. With an annual fee of ₹1499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹100000
- Extended interest-free period of 52 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- Limited lounge access (4 visits per year)
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What is the annual fee for Platinum Aura Edge?
Yes, the annual fee is ₹1499. The fee can be waived on annual spending of ₹100000.
Is there a joining fee for Platinum Aura Edge?
Yes, the joining fee is ₹1499.
What rewards does Platinum Aura Edge offer?
You can earn rewards worth up to ₹1.40 per ₹100 spent. The base reward rate is ₹0.70 per ₹100.
Does Platinum Aura Edge offer lounge access?
Yes, the card offers 4 Domestic Lounges visits per per quarter.
What is the eligibility for Platinum Aura Edge?
To apply for Platinum Aura Edge, you need minimum age of 21 years, minimum monthly income of ₹35000, credit score of 720+.
User Reviews
Ready to Apply for Platinum Aura Edge?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.