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IndusInd Legend

Annual Fee

₹10,000

Rewards/₹100

₹2.00 - ₹5.00

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

800+

At a Glance

Key Benefits

5X on travel/dining, Rs.1L+ annual travel credits, golf privileges, concierge

Lounge Access

Unlimited domestic + 12 international lounges/year via Priority Pass

Eligibility

Invite only, Net worth Rs.5 Cr+, Age: 21-65 years

Quick Details

Annual Fee
₹10,000 #277
Joining Fee
₹10,000 #275
Interest Rate
42.00% p.a. #108
Forex Markup
1.80% #26
Rewards/₹100
₹2.00 - ₹5.00 #49
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
0/year
Min Credit Score
800+ #273
Min Monthly Income ₹NaN
Network MASTERCARD
Late Payment Fee ₹1,200
Over Limit Fee ₹700
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹8,00,000/yr

Reward Structure

Base

All Spends

₹2.00 /₹100
Cat

Travel

₹5.00 /₹100

Reward Calculator

Allocate by Category100%
Travel
5.0 pts
60%₹30,000
Other Spends
2.0 pts
40%₹20,000
Your Rewards
Points Earned1,900
Cash Value₹1,900
Breakdown
Travel1,500
Other Spends400
Total Value₹1,900
Quick amounts:

Milestone Benefits

Renewal Benefit

Annual fee waiver on Rs. 1200000 annual spend

Spend ₹12,00,000 within 365 days

₹25,000

value

Airport Lounge Access

Domestic Free
0

visits

Priority Pass Free
0

visits

Insurance Coverage

Air Accident

₹3,00,00,000

Travel booked with card

Travel

₹50,00,000

International travel

Purchase Protection

₹5,00,000

90-day coverage

Lost Card

₹5,00,000

Within 7 days of reporting

Lifestyle Perks

Concierge

24x7 concierge service for travel, dining, and lifestyle bookings

Dining

4 /month

Special dining offers and discounts at partner restaurants

Golf

4 /quarter

Complimentary golf rounds at premium courses

Quick Analysis

IndusInds flagship ultra-premium card for HNIs seeking exclusive benefits.

Pros

  • Exceptional rewards, unlimited Priority Pass, personal concierge, golf access

Cons

  • Very high fee, invite-only, limited availability

Best For

Ultra-premium benefits, unlimited lounge, concierge

Not Ideal For

Very high annual fee, invite-only

Frequently Asked Questions

What is the annual fee for IndusInd Legend?
IndusInd Legend has an annual fee of Rs.10,000, which can be waived on spending Rs.8 lakhs per year.
How many reward points per Rs.100 spent?
You earn 2 points per Rs.100 on all spends and 5 points per Rs.100 on travel and dining.
What lounge access does IndusInd Legend offer?
Unlimited domestic airport lounge access and 12 international lounge visits per year via Priority Pass.
Is IndusInd Legend invite-only?
Yes, IndusInd Legend is an invite-only super premium card for high net worth individuals.
What insurance coverage comes with IndusInd Legend?
IndusInd Legend provides Rs.3 crore air accident cover, Rs.50 lakh travel insurance, and Rs.5 lakh purchase protection.

User Reviews

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