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InterMiles Voyage Black
Annual Fee
₹10,000
Rewards/₹100 ⓘ
₹2.25 - ₹4.50
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
750+
At a Glance
Key Benefits
6X InterMiles on travel, 3X on others, 1.8% forex, luxury hotel benefits
Lounge Access
32 domestic + 16 international lounges/year
Eligibility
Salaried: Rs.1L+/month, Age: 21-60, CIBIL: 750+
Quick Details
Annual Fee
₹10,000
#277
Joining Fee
₹10,000
#275
Interest Rate
42.00% p.a.
#108
Forex Markup
1.80%
#26
Rewards/₹100
₹2.25 - ₹4.50
#88
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
8/year
#30
International Lounge Visits
4/year
#29
Min Credit Score
750+
#186
Min Monthly Income ₹NaN
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹1,000
Fee Waiver on Spend ₹4,00,000/yr
Reward Structure
Base
All Spends
₹2.25 /₹100
Cat
Travel
₹4.50 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Airport Lounge Access
Domestic Free
8
visits per quarter
8 domestic lounge visits per quarter
International Free
4
visits per quarter
4 international lounge visits per quarter
Quick Analysis
The IndusInd Bank InterMiles Voyage Black is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.
Pros
- Annual fee waiver on spending ₹400000
- 4 complimentary international lounge visits per year
- Generous 8 domestic lounge visits per year
- Low forex markup of 1.80% - great for international spends
- Extended interest-free period of 52 days
Cons
- High annual fee of ₹10000 may not suit everyone
- Significant joining fee of ₹10000
- High interest rate of 42.00% on revolving credit
- High income requirement of ₹100K per month
Frequently Asked Questions
What is the annual fee for InterMiles Voyage Black?
Yes, the annual fee is ₹10000. The fee can be waived on annual spending of ₹400000.
Is there a joining fee for InterMiles Voyage Black?
Yes, the joining fee is ₹10000.
What rewards does InterMiles Voyage Black offer?
You can earn rewards worth up to ₹4.50 per ₹100 spent. The base reward rate is ₹2.25 per ₹100.
Does InterMiles Voyage Black offer lounge access?
Yes, the card offers 8 Domestic Lounges visits per per quarter, 4 International Lounges visits per per quarter.
What is the eligibility for InterMiles Voyage Black?
To apply for InterMiles Voyage Black, you need minimum age of 21 years, minimum monthly income of ₹100000, credit score of 750+.
User Reviews
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