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IndusInd EazyDiner

Annual Fee

₹999

Rewards/₹100

₹0.35 - ₹1.75

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

720+

At a Glance

Key Benefits

5X on dining, EazyDiner Prime membership, 25% off at 3000+ restaurants

Lounge Access

2 domestic lounge visits per quarter

Eligibility

Salaried: Rs.30,000+/month, Age: 21-60 years, CIBIL: 720+

Quick Details

Annual Fee
₹999 #165
Joining Fee
₹999 #166
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹0.35 - ₹1.75 #161
Reward Type Reward Points
Reward Currency Points
Min Credit Score
720+ #154
Min Monthly Income ₹25
Network VISA
Late Payment Fee ₹600
Cash Advance Fee 2.50% (min ₹300)
Fee Waiver on Spend ₹1,00,000/yr

Reward Structure

Base

All Spends

₹0.35 /₹100
Cat

Dining

₹1.75 /₹100

Reward Calculator

Allocate by Category 100%
Dining
5.0 pts
60% ₹0
Other Spends
1.0 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Insurance Coverage

Lost Card

₹1,50,000

Within 7 days of reporting

Quick Analysis

The IndusInd Bank IndusInd EazyDiner is a solid credit card option. With an annual fee of ₹999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.

Pros

  • Annual fee waiver on spending ₹100000
  • Contactless payment enabled for quick transactions
  • Easy EMI conversion facility available
  • Add-on cards available for family members

Cons

  • No complimentary lounge access
  • High forex markup of 3.50% on international transactions
  • High interest rate of 42.00% on revolving credit

Frequently Asked Questions

What is the annual fee for IndusInd EazyDiner?
IndusInd EazyDiner has Rs.999 annual fee, waivable on Rs.1 lakh annual spend.
What dining rewards does IndusInd EazyDiner offer?
5X reward points on dining spends and 25% off at 3000+ restaurants via EazyDiner.
Is EazyDiner Prime included?
Yes, complimentary EazyDiner Prime membership is included with this card.
Does it have lounge access?
Yes, 2 domestic lounge visits per quarter are included.
Is IndusInd EazyDiner good for foodies?
Absolutely. It is one of the best cards for dining with 5X rewards and restaurant discounts.

User Reviews

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