Card Image
Dynasty
Annual Fee
₹25,000
Rewards/₹100 ⓘ
₹6.00 - ₹5.50
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
780+
At a Glance
Key Benefits
6X rewards, 1 RP = Rs 1, 0% forex, unlimited Priority Pass, golf & spa access
Lounge Access
Unlimited domestic + international lounges
Eligibility
Invite only, UHNI customers with Rs.5L+/month income
Quick Details
Annual Fee
₹25,000
#297
Joining Fee
₹25,000
#296
Interest Rate
42.00% p.a.
#108
Forex Markup
0.00%
#1
Rewards/₹100
₹6.00 - ₹5.50
#42
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
Unlimited
#1
International Lounge Visits
Unlimited
#1
Min Credit Score
780+
#268
Min Monthly Income ₹NaN
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹1,500
Reward Structure
Base
All Spends
₹6.00 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Airport Lounge Access
Domestic Free
Unlimited
visits
Unlimited domestic lounge access
International Free
Unlimited
visits
Unlimited international lounge access via Priority Pass
Quick Analysis
The IndusInd Bank Dynasty is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.
Pros
- Unlimited international lounge access
- Unlimited domestic lounge access
- 24x7 dedicated concierge service
- Extended interest-free period of 52 days
Cons
- High annual fee of ₹25000 may not suit everyone
- Significant joining fee of ₹25000
- High interest rate of 42.00% on revolving credit
- High income requirement of ₹500K per month
- Invite-only card - not available for direct application
Frequently Asked Questions
What is the annual fee for Dynasty?
Yes, the annual fee is ₹25000.
Is there a joining fee for Dynasty?
Yes, the joining fee is ₹25000.
What rewards does Dynasty offer?
You can earn rewards worth up to ₹6.00 per ₹100 spent. The base reward rate is ₹6.00 per ₹100.
Does Dynasty offer lounge access?
Yes, the card offers unlimited Domestic Lounges visits, unlimited International Lounges visits.
What is the eligibility for Dynasty?
To apply for Dynasty, you need minimum age of 21 years, minimum monthly income of ₹500000, credit score of 780+.
User Reviews
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Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.