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IndusInd Crest

Annual Fee

₹2,999

Rewards/₹100

₹1.05 - ₹1.75

Normalized to balance base rate with bonus categories

At a Glance

Key Benefits

Reward points, 1.80% forex markup

Lounge Access

8 domestic lounges/year

Eligibility

Any income level, Age: 21-60 years

Quick Details

Annual Fee
₹2,999 #236
Joining Fee
₹2,999 #236
Forex Markup
1.80% #26
Rewards/₹100
₹1.05 - ₹1.75 #161
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
8/year #30
Min Monthly Income ₹NaN
Network MASTERCARD
forex_markup 1.80%
Fee Waiver on Spend ₹2,00,000/yr

Reward Structure

Accel

Weekend Spends

₹1.75 /₹100
Base

All Other Spends

₹1.05 /₹100

Reward Calculator

Allocate by Category 100%
Weekend Spends
2.5 pts
60% ₹0
Other Spends
1.5 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

Welcome voucher worth Rs 2,000 on card activation.

₹2,000

value

Milestone

Bonus rewards on Rs 2 lakhs annual spend.

Spend ₹2,00,000 within 365 days

₹3,000

value

Renewal Benefit

Annual fee waiver on Rs 1.5 lakhs spend.

Spend ₹1,50,000 within 365 days

₹2,999

value

Airport Lounge Access

Domestic Free
8

visits

2 per quarter

Insurance Coverage

Lost Card

₹0

Zero liability for lost card transactions when reported within 3 days of loss/theft.

Fraud

₹0

Zero liability for unauthorized transactions when reported immediately to the bank.

Air Accident

₹50,00,000

Air accident cover for travel booked using this card. Subject to terms and conditions.

Quick Analysis

The IndusInd Bank IndusInd Crest is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.

Pros

  • Annual fee waiver on spending ₹200000
  • Generous 8 domestic lounge visits per year
  • Good insurance coverage up to ₹50 lakh
  • Low forex markup of 1.80% - great for international spends

Cons

  • High income requirement of ₹600K per month
  • Reward points may have limited redemption options

Best For

Premium users seeking high value rewards and low forex markup

Frequently Asked Questions

What are the fees for IndusInd Crest Credit Card?
The IndusInd Crest Credit Card has a joining fee of Rs 2,999 and annual fee of Rs 2,999. The annual fee can be waived on spending Rs 200,000 in the previous year.
What is the eligibility criteria for IndusInd Crest Credit Card?
To be eligible for the IndusInd Crest Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. IndusInd Bank customers with existing relationships may get preferential treatment.
What rewards does IndusInd Crest Credit Card offer?
The IndusInd Crest Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.70. Points can be redeemed for vouchers, merchandise, or travel bookings through the IndusInd Bank rewards portal.
Does IndusInd Crest Credit Card offer airport lounge access?
Yes, the IndusInd Crest Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for IndusInd Crest Credit Card?
You can apply for the IndusInd Crest Credit Card through IndusInd Bank official website, mobile app, or by visiting your nearest IndusInd Bank branch. Existing customers can also apply through net banking.

User Reviews

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