FIRST Wealth
Annual Fee
₹10,000
Rewards/₹100 ⓘ
₹3.00 - ₹7.50
Interest Rate
9.00%
Credit Score
750+
At a Glance
Key Benefits
0% forex, 10X travel/dining rewards, 9% APR, Priority Pass
Lounge Access
Unlimited domestic + 12 international lounges/year
Eligibility
By invitation, Min income Rs.1L+/month, Age: 21-60
Quick Details
Reward Structure
All Spends
Travel
Dining
Reward Calculator
Airport Lounge Access
visits
Unlimited domestic lounge access
visits per year
12 international lounges/year via Priority Pass
Insurance Coverage
Air Accident
₹50,00,000
Travel booked with card
Lost Card
₹2,50,000
Within 7 days of reporting
Quick Analysis
The IDFC First Bank FIRST Wealth is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.
Pros
- Annual fee waiver on spending ₹500000
- 12 complimentary international lounge visits per year
- Unlimited domestic lounge access
- Good insurance coverage up to ₹52 lakh
- 24x7 dedicated concierge service
- Extended interest-free period of 50 days
Cons
- High annual fee of ₹10000 may not suit everyone
- Significant joining fee of ₹10000
- High income requirement of ₹100K per month
- Invite-only card - not available for direct application
Frequently Asked Questions
What is the annual fee for IDFC FIRST Wealth?
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