IDFC FIRST Select
Annual Fee
₹999
Rewards/₹100 ⓘ
₹1.00 - ₹1.67
Interest Rate
9.00%
Credit Score
750+
At a Glance
Key Benefits
Reward points
Lounge Access
8 domestic + 4 intl lounges/year
Eligibility
Any income level, CIBIL: 750+
Quick Details
Reward Structure
All Spends
Travel
Reward Calculator
Milestone Benefits
Annual fee waiver on Rs. 200000 annual spend
Spend ₹2,00,000 within 365 days
value
Airport Lounge Access
visits per year
visits per year
Insurance Coverage
Air Accident
₹50,00,000
Lifestyle Perks
Concierge
24x7 concierge service for travel, dining, and lifestyle bookings
Dining
4 /month
Special dining offers and discounts at partner restaurants
Quick Analysis
A strong mid-premium card with excellent reward multipliers and travel benefits.
Pros
- Excellent reward rate up to 6X, lounge access, low forex markup
Cons
- Points value lower than some competitors
Best For
High reward rate, lounge access, travel benefits
Not Ideal For
Higher spend requirement for fee waiver
Frequently Asked Questions
What is the annual fee for IDFC FIRST Select?
What are the eligibility requirements for IDFC FIRST Select?
Does IDFC FIRST Select offer lounge access?
What rewards does IDFC FIRST Select offer?
What is the forex markup on international transactions?
Which payment network does IDFC FIRST Select use?
User Reviews
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