Times Black ICICI Bank
Annual Fee
₹20,000
Rewards/₹100 ⓘ
₹0.50 - ₹1.25
Interest Rate
42.00%
Credit Score
780+
Quick Details
Reward Structure
All Spends
Reward Calculator
Milestone Benefits
Welcome gift voucher for Times Prime subscription and lifestyle benefits.
value
Milestone reward on spending Rs 5 lakhs annually.
Spend ₹5,00,000 within 365 days
value
Annual fee renewal benefit on meeting spend criteria.
Spend ₹4,00,000 within 365 days
value
Airport Lounge Access
visits
Unlimited international airport lounge access.
Insurance Coverage
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Air Accident
₹2,00,00,000
Air accident cover.
Purchase Protection
₹2,00,000
Purchase protection.
Lifestyle Perks
Concierge
Premium 24/7 concierge service
Quick Analysis
Times Black ICICI is an ultra-premium card for UHNIs offering unlimited international lounges and 2% rewards. Best for high-income executives and business owners.
Pros
- 2% reward points on all domestic transactions
- Unlimited international airport lounge access
- Exclusive luxury stays and experiences
- Low forex markup of 1.49%
- Fee waiver at Rs 25L annual spend
- Premium concierge service
- Times Internet ecosystem benefits
- Designed for UHNIs
Cons
- Very high annual fee of Rs 20,000 + GST
- Extremely high income requirement
- Very high fee waiver threshold (Rs 25L)
- Lower point value (Rs 0.25)
Best For
UHNIs, executives, luxury travelers
Not Ideal For
Most regular users, budget seekers
Frequently Asked Questions
What are the fees for Times Black ICICI Bank Credit Card?
What is the eligibility criteria for Times Black ICICI Bank Credit Card?
What rewards does Times Black ICICI Bank Credit Card offer?
Does Times Black ICICI Bank Credit Card offer airport lounge access?
How can I apply for Times Black ICICI Bank Credit Card?
User Reviews
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