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MakeMyTrip ICICI Bank
Annual Fee
₹500
Rewards/₹100 ⓘ
₹0.50 - ₹2.50
Normalized to balance base rate with bonus categories
Interest Rate
41.04%
Credit Score
720+
At a Glance
Key Benefits
Standard card benefits
Lounge Access
4 domestic lounges/year
Eligibility
Any income level, CIBIL: 720+
Quick Details
Annual Fee
₹500
#113
Joining Fee
₹500
#112
Interest Rate
41.04% p.a.
#80
Forex Markup
3.50%
#75
Rewards/₹100
₹0.50 - ₹2.50
#114
Reward Type Reward Points
Reward Currency Miles
Domestic Lounge Visits
4/year
#61
Min Credit Score
720+
#154
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee 15.00% (min ₹100)
Over Limit Fee ₹600
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹2,00,000/yr
Reward Structure
Base
MakeMyTrip
₹2.50 /₹100
Base
All Spends
₹0.50 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Milestone Benefits
Renewal Benefit
Annual fee waiver on Rs. 200000 annual spend
Spend ₹2,00,000 within 365 days
₹500
value
Airport Lounge Access
Domestic Free
4
visits per year
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Quick Analysis
Ideal for frequent travelers who book through MakeMyTrip.
Pros
- Excellent travel rewards, MMT cashback, lounge access, low fee
Cons
- Rewards mainly useful for MMT, limited partner value
Best For
MakeMyTrip frequent users, travel bookings, cashback on travel
Not Ideal For
Value only if using MakeMyTrip
Frequently Asked Questions
What is the annual fee for MakeMyTrip ICICI Bank?
The annual fee is Rs. 500. The fee can be waived on spending Rs. 200000 annually.
What are the eligibility requirements for MakeMyTrip ICICI Bank?
A good credit score of 720+ is recommended. Income requirements vary based on your relationship with the bank.
Does MakeMyTrip ICICI Bank offer lounge access?
Yes, the card offers complimentary airport lounge access.
What rewards does MakeMyTrip ICICI Bank offer?
The card offers reward value ranging from 1.00% to 5.00% depending on spend categories.
What is the forex markup on international transactions?
The forex markup is 3.50% on international transactions.
Which payment network does MakeMyTrip ICICI Bank use?
The card is issued on the Visa network.
User Reviews
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