ICICI Rubyx
Annual Fee
₹2,000
Rewards/₹100 ⓘ
₹0.50 - ₹1.00
Interest Rate
42.00%
Credit Score
750+
At a Glance
Key Benefits
Reward points
Lounge Access
2 domestic lounges/year
Eligibility
Contact bank, CIBIL: 750+
Quick Details
Reward Structure
All Spends
International
Reward Calculator
Milestone Benefits
Vouchers from Tata CliQ, EaseMyTrip, Uber, Croma
Spend ₹0
value
3,000 bonus reward points
Spend ₹3,00,000 within 365 days
value
Airport Lounge Access
visits per quarter
On Rs 75K spend/quarter
visits per quarter
Insurance Coverage
Air Accident
₹1,00,00,000
Lifestyle Perks
Movies
2 /month
25% off (up to Rs 150) on BookMyShow
Golf
2 /month
Golf rounds on Rs 50K spend
Concierge
24x7 i-Assist concierge
Quick Analysis
ICICI Rubyx is a solid mid-tier card for those who can meet spend requirements for lounge access.
Pros
- Rs 5,250 welcome vouchers. 2 domestic lounge visits per quarter. Up to 15,000 bonus points on milestones. Golf rounds on spend. Rs 1 Cr air accident cover. 24x7 concierge service
Cons
- Lounge access requires Rs 75K quarterly spend. Low base reward rate of 0.5%. 3.5% forex markup. Only 2 golf rounds per month max
Best For
Mid-tier spenders, those seeking welcome vouchers, occasional travelers
Not Ideal For
Heavy spenders, those needing unlimited lounge, international travelers
Frequently Asked Questions
What is the annual fee for ICICI Rubyx?
What are the eligibility requirements for ICICI Rubyx?
Does ICICI Rubyx offer lounge access?
What rewards does ICICI Rubyx offer?
What is the forex markup on international transactions?
Which payment network does ICICI Rubyx use?
User Reviews
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