Emirates Skywards ICICI Sapphiro
Annual Fee
₹5,000
Rewards/₹100 ⓘ
₹2.00
Interest Rate
42.00%
Credit Score
720+
At a Glance
Key Benefits
2 Skywards Miles/Rs 100, 5K welcome miles, Silver tier
Lounge Access
2 domestic + 2 international lounges per quarter
Eligibility
Salaried: Rs 50,000+/month, Age: 21-60, CIBIL: 720+
Quick Details
Reward Structure
All Spends
Insurance & Utilities
Reward Calculator
Milestone Benefits
5,000 Skywards Miles on card activation
value
5,000 Skywards Miles annually on fee payment
value
Retain Silver tier on Rs 5 lakh annual spend
Spend ₹5,00,000 within 365 days
value
Airport Lounge Access
visits per year
2 visits per quarter
visits per year
2 visits per quarter + 2 spa sessions
Insurance Coverage
Air Accident
₹1,00,00,000
Air accident cover.
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Purchase Protection
₹1,00,000
Purchase protection.
Quick Analysis
The Emirates Skywards ICICI Sapphiro is a solid mid-tier travel card for Emirates flyers. With 2 Skywards Miles per Rs 100 and Silver tier benefits, it offers good value at Rs 5,000 fee for those who fly Emirates regularly.
Pros
- 2 Skywards Miles per Rs 100 spend - great for frequent flyers
- 5,000 Skywards Miles as welcome bonus annually
- Emirates Silver Tier membership included
- 2 domestic + 2 international lounge visits per quarter
- Buy 1 Get 1 on movies (Rs 500 off on second ticket)
- Silver tier retention on Rs 5 lakh annual spend
Cons
- Rs 5,000 annual fee with no waiver option
- 3.5% forex markup is high
- Only 1 Skyward Mile per Rs 100 on insurance/utilities
- Lounge visits capped at 2 per quarter
Best For
Regular Emirates flyers seeking Silver tier benefits
Not Ideal For
Infrequent travelers or non-Emirates flyers
Frequently Asked Questions
What is the annual fee for Emirates Skywards ICICI Sapphiro?
How many Skywards Miles do I earn?
What Emirates tier membership is included?
How many lounge visits are included?
What is the welcome benefit?
User Reviews
Ready to Apply for Emirates Skywards ICICI Sapphiro?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.
Apply Now on ICICI Bank Apply Now