Emirates Skywards ICICI Emeralde
Annual Fee
₹10,000
Rewards/₹100 ⓘ
₹2.50
Interest Rate
42.00%
Credit Score
750+
At a Glance
Key Benefits
2.5 Skywards Miles/Rs 100, 10K welcome miles, Emirates Silver tier
Lounge Access
Unlimited domestic + Priority Pass international lounges
Eligibility
Salaried: Rs 75,000+/month, Age: 21-60, CIBIL: 750+
Quick Details
Reward Structure
All Spends
Insurance & Utilities
Reward Calculator
Milestone Benefits
10,000 Skywards Miles on first transaction
value
10,000 Skywards Miles on annual fee payment from 2nd year
value
Emirates Gold Tier on Rs 15 lakh annual spend (min Rs 50K on Emirates)
Spend ₹15,00,000 within 365 days
value
Airport Lounge Access
visits
visits
Priority Pass membership for international lounges
Insurance Coverage
Air Accident
₹2,00,00,000
Air accident insurance for flights booked with card.
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Purchase Protection
₹2,00,000
Purchase protection for 90 days.
Lifestyle Perks
Movies
50.00% off
Buy 1 Get 1 on BookMyShow, Rs 750 cap per ticket
Dining
15.00% off
Culinary Treats Programme - discounts at partner restaurants
Concierge
24x7 concierge service for travel and lifestyle needs
Quick Analysis
The Emirates Skywards ICICI Emeralde is the ultimate card for Emirates loyalists. With 2.5 Skywards Miles per Rs 100 and pathway to Gold tier membership, it offers exceptional value for frequent Emirates flyers. The Rs 10,000 fee is justified by the miles earning potential and tier benefits.
Pros
- 2.5 Skywards Miles per Rs 100 spend - excellent for Emirates flyers
- 10,000 Skywards Miles as welcome and renewal benefit
- Complimentary Emirates Skywards Silver Tier membership
- Emirates Gold Tier on Rs 15 lakh annual spend with min Rs 50K on Emirates
- Unlimited domestic lounges + Priority Pass for international
- Buy 1 Get 1 on movies via BookMyShow (Rs 750 cap)
Cons
- Rs 10,000 annual fee with no waiver option
- 3.5% forex markup is high for travel card
- Only 1 Skyward Mile per Rs 100 on insurance/utilities
- Best value only for frequent Emirates flyers
Best For
Frequent Emirates flyers and premium travelers
Not Ideal For
Those who fly other airlines or rarely travel
Frequently Asked Questions
What is the annual fee for Emirates Skywards ICICI Emeralde?
How many Skywards Miles do I earn per Rs 100 spend?
What is the Emirates tier membership benefit?
Is Priority Pass included with this card?
What is the welcome benefit?
User Reviews
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