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Adani One ICICI Signature

Adani One ICICI Signature

Annual Fee

₹5,000

Rewards/₹100

₹1.50 - ₹4.25

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

750+

Quick Details

Annual Fee
₹5,000 #266
Joining Fee
₹5,000 #263
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹1.50 - ₹4.25 #37
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
4/year #61
International Lounge Visits
2/year #41
Min Credit Score
750+ #186
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee 15.00% (min ₹100)
Over Limit Fee ₹600
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹6,00,000/yr

Reward Structure

Partner

Adani One Ecosystem

₹7.00 /₹100
Cat

International

₹2.00 /₹100
Base

All Spends

₹1.50 /₹100

Reward Calculator

Allocate by Category 100%
Adani One Ecosystem
7.0 pts
50% ₹0
International
2.0 pts
30% ₹0
Other Spends
1.5 pts
20% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

Rs 2,000 hotel voucher on card activation

₹2,000

value

Welcome Bonus

Rs 5,000 flight voucher on Rs 25K spend in first 60 days

Spend ₹25,000 within 60 days

₹5,000

value

Airport Lounge Access

Domestic Free
4

visits per quarter

4 domestic lounge visits per quarter (16/year).

International Free
2

visits per year

2 international lounge visits per year.

Insurance Coverage

Lost Card

₹0

Zero liability.

Fraud

₹0

Zero liability.

Air Accident

₹1,00,00,000

Air accident cover.

Purchase Protection

₹1,00,000

Purchase protection.

Lifestyle Perks

Concierge

Dedicated concierge service for travel and lifestyle needs.

Dining

15.00% off

15% off at Adani One partner restaurants and outlets.

Movies

8 /year

25.00% off

Buy 1 Get 1 movie tickets on BookMyShow.

Category Rankings

See how this card performs in different spending categories compared to other cards.

International #2 /2
2.0000 pts/₹100 Top 100%

Quick Analysis

Adani One ICICI Signature is ideal for Adani ecosystem users who frequently use Adani airports, gas, and electricity services. Great for travelers using Adani-managed airports.

Pros

  • 7% rewards on Adani One ecosystem (airports, gas, electricity)
  • 2% on international spends
  • 1.5% on domestic spends
  • 4 domestic lounge visits per quarter
  • 2 international lounge visits per year
  • Rs 2,000 hotel voucher on activation
  • Rs 5,000 flight voucher on Rs 25K spend in 60 days
  • 1% fuel surcharge waiver
  • Fee waiver at Rs 6L spend

Cons

  • Higher forex markup of 3.5%
  • 0.5% on utility/insurance spends
  • High fee waiver threshold (Rs 6L)
  • Limited to Adani ecosystem benefits

Best For

Adani ecosystem users, Adani airport travelers

Not Ideal For

Non-Adani users, those seeking universal rewards

Frequently Asked Questions

What are the fees for Adani One ICICI Signature Credit Card?
The Adani One ICICI Signature Credit Card has a joining fee of Rs 5,000 and annual fee of Rs 5,000. The annual fee can be waived on spending Rs 600,000 in the previous year.
What is the eligibility criteria for Adani One ICICI Signature Credit Card?
To be eligible for the Adani One ICICI Signature Credit Card, you need a minimum monthly income of above Rs 1 Lakh/month, age between 21-60 years, and a credit score of 750+. ICICI Bank customers with existing relationships may get preferential treatment.
What rewards does Adani One ICICI Signature Credit Card offer?
The Adani One ICICI Signature Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 1.00. Points can be redeemed for vouchers, merchandise, or travel bookings through the ICICI Bank rewards portal.
Does Adani One ICICI Signature Credit Card offer airport lounge access?
Yes, the Adani One ICICI Signature Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for Adani One ICICI Signature Credit Card?
You can apply for the Adani One ICICI Signature Credit Card through ICICI Bank official website, mobile app, or by visiting your nearest ICICI Bank branch. Existing customers can also apply through net banking.

User Reviews

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