Prive
Annual Fee
FREE
Rewards/₹100 ⓘ
₹1.60 - ₹6.50
Interest Rate
23.88%
Credit Score
800+
At a Glance
Key Benefits
5X on travel & dining, unlimited golf, dedicated concierge
Lounge Access
Unlimited domestic + international lounges including Priority Pass
Eligibility
HSBC Jade Private Banking clients only (AUM Rs.3 Cr+)
Quick Details
Reward Structure
All Spends
Travel
Dining
Reward Calculator
Airport Lounge Access
visits
+ 1 guest visits
visits
+ 1 guest visits
visits
+ 1 guest visits
Insurance Coverage
Air Accident
₹5,00,00,000
Ticket purchased with card
Travel
₹1,00,00,000
Emergency overseas hospitalization
Lost Card
₹10,00,000
Lost card liability cover
Purchase Protection
₹20,00,000
Purchase protection for 90 days
Lifestyle Perks
Golf
Unlimited golf at partner courses
Spa
12 /year
Complimentary spa sessions
Concierge
1
24/7 dedicated concierge
Meet Greet
4 /year
Airport meet and greet service
Quick Analysis
The HSBC Prive is the bank's most exclusive card, offered only to Jade Private Banking clients. While lifetime free with excellent luxury perks, its restricted availability makes it inaccessible to most.
Pros
- Lifetime free for HSBC Jade customers
- Unlimited airport lounge access worldwide
- 5X rewards on travel and dining
- Dedicated relationship manager
- Visa Infinite benefits included
- Complimentary golf and spa access
- Meet and greet at airports
Cons
- Invite-only for Jade banking customers
- Requires very high net worth
- Limited to HSBC relationship
- Standard forex markup of 3.5%
- Lower point value compared to competitors
Best For
HSBC Jade Private Banking clients seeking luxury perks
Not Ideal For
Those without HSBC Private Banking relationship
Frequently Asked Questions
How do I get the HSBC Prive card?
Is there an annual fee?
What is the reward rate?
Are lounge visits unlimited?
What insurance coverage is included?
User Reviews
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