HDFC Regalia First
Annual Fee
₹1,000
Rewards/₹100 ⓘ
₹1.07
Interest Rate
41.40%
Credit Score
750+
At a Glance
Key Benefits
Reward points, 2.00% forex markup
Lounge Access
8 domestic + 4 intl lounges/year
Eligibility
Any income level, CIBIL: 750+
Quick Details
Reward Structure
All Spends
Reward Calculator
Milestone Benefits
Fee waiver on Rs. 2 lakh annual spend
Spend ₹2,00,000 within 365 days
value
Airport Lounge Access
visits per year
visits per year
Insurance Coverage
Air Accident
₹30,00,000
Lifestyle Perks
Concierge
24x7 concierge service for travel, dining, and lifestyle bookings
Dining
4 /month
Special dining offers and discounts at partner restaurants
Quick Analysis
Great entry point to premium HDFC cards with solid rewards and benefits at low cost.
Pros
- Low annual fee, good reward rate, lounge access, milestone benefits
Cons
- Lower reward point value, fewer benefits than full Regalia
Best For
Entry to premium rewards, affordable fee, travel benefits
Not Ideal For
Lower reward value than Regalia
Frequently Asked Questions
What is the annual fee for HDFC Regalia First?
What are the eligibility requirements for HDFC Regalia First?
Does HDFC Regalia First offer lounge access?
What rewards does HDFC Regalia First offer?
What is the forex markup on international transactions?
Which payment network does HDFC Regalia First use?
User Reviews
Ready to Apply for HDFC Regalia First?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.