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HDFC Diners Club Privilege Plus

Annual Fee

₹2,500

Rewards/₹100

₹1.33 - ₹3.33

Normalized to balance base rate with bonus categories

At a Glance

Key Benefits

Reward points

Lounge Access

8 intl lounges/year

Eligibility

Any income level, Age: 21-60 years

Quick Details

Annual Fee
₹2,500 #227
Joining Fee
₹2,500 #228
Forex Markup
3.50% #75
Rewards/₹100
₹1.33 - ₹3.33 #96
Reward Type Reward Points
Reward Currency Points
International Lounge Visits
8/year #21
Min Monthly Income ₹NaN
Network DINERS CLUB
forex_markup 3.50%
fuel_surcharge_waiver 1.00%
Fee Waiver on Spend ₹3,00,000/yr

Reward Structure

Accel

SmartBuy, Swiggy, Zomato

₹3.33 /₹100
Base

All Other Spends

₹1.33 /₹100

Reward Calculator

Allocate by Category 100%
SmartBuy, Swiggy, Zomato
6.7 pts
60% ₹0
Other Spends
2.7 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

Welcome bonus of 2,500 reward points on first transaction.

₹2,500

value

Milestone

Milestone reward on Rs 1.5 lakhs annual spend.

Spend ₹1,50,000 within 365 days

₹2,500

value

Renewal Benefit

Annual fee waiver on Rs 1 lakh annual spend.

Spend ₹1,00,000 within 365 days

₹2,500

value

Airport Lounge Access

International Free
8

visits

2 per quarter, Rs.15,000 spend required

Insurance Coverage

Air Accident

₹1,00,00,000

Overseas Medical

₹25,00,000

Baggage Delay

₹50,000

Quick Analysis

The HDFC Bank HDFC Diners Club Privilege Plus is a premium credit card ideal for frequent travelers and high spenders. With rewards up to ₹6.67 per ₹100 and comprehensive lounge access, it offers excellent value for its annual fee. Best suited for those who can maximize the premium benefits.

Pros

  • Annual fee waiver on spending ₹300000
  • Good reward rate of up to ₹6.67 per ₹100
  • 8 complimentary international lounge visits per year
  • Comprehensive insurance coverage up to ₹1 crore

Cons

  • Reward rates vary significantly across categories
  • High forex markup of 3.50% on international transactions
  • High income requirement of ₹480K per month

Best For

Premium lifestyle users seeking high rewards and international lounge access

Frequently Asked Questions

What are the fees for HDFC Diners Club Privilege Plus Credit Card?
The HDFC Diners Club Privilege Plus Credit Card has a joining fee of Rs 2,500 and annual fee of Rs 2,500. The annual fee can be waived on spending Rs 300,000 in the previous year.
What is the eligibility criteria for HDFC Diners Club Privilege Plus Credit Card?
To be eligible for the HDFC Diners Club Privilege Plus Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. HDFC Bank customers with existing relationships may get preferential treatment.
What rewards does HDFC Diners Club Privilege Plus Credit Card offer?
The HDFC Diners Club Privilege Plus Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.50. Points can be redeemed for vouchers, merchandise, or travel bookings through the HDFC Bank rewards portal.
Does HDFC Diners Club Privilege Plus Credit Card offer airport lounge access?
Yes, the HDFC Diners Club Privilege Plus Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for HDFC Diners Club Privilege Plus Credit Card?
You can apply for the HDFC Diners Club Privilege Plus Credit Card through HDFC Bank official website, mobile app, or by visiting your nearest HDFC Bank branch. Existing customers can also apply through net banking.

User Reviews

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