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6E Rewards XL IndiGo HDFC Bank

6E Rewards XL IndiGo HDFC Bank

HDFC Bank
|
Lounge Access Rewards Travel

Annual Fee

₹1,500

Rewards/₹100 ⓘ

₹1.00 - ₹2.00

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

750+

Quick Details

Annual Fee
₹1,500 #206
Joining Fee
₹1,500 #207
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹1.00 - ₹2.00 #101
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
8/year #30
Min Credit Score
750+ #186
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹3,00,000/yr

Reward Structure

Partner

IndiGo Flight Bookings

₹3.00 /₹100
Cat

Dining

₹2.00 /₹100
Cat

Entertainment & Groceries

₹2.00 /₹100
Base

All Spends

₹1.00 /₹100

Reward Calculator

₹
Allocate by Category 100%
IndiGo Flight Bookings
3.0 pts
40% ₹0
Dining
2.0 pts
25% ₹0
Entertainment & Groceries
2.0 pts
20% ₹0
Other Spends
1.0 pts
15% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

Enhanced welcome benefits with free IndiGo ticket and 6E Prime Add-on

₹2,500

value

Airport Lounge Access

Domestic Free
8

visits per year

8 domestic lounge visits per year (max 2 per quarter) at 17 lounges across India.

Insurance Coverage

Lost Card

₹0

Zero liability.

Fraud

₹0

Zero liability.

Category Rankings

See how this card performs in different spending categories compared to other cards.

Dining #14 /15
2.0000 pts/₹100 Top 94%
Travel #17 /18
3.0000 pts/₹100 Top 95%

Quick Analysis

6E Rewards XL IndiGo HDFC Bank Credit Card offers enhanced rewards and lounge access for premium IndiGo flyers. Worth the upgrade for frequent domestic travelers.

Pros

  • 3% 6E Rewards on IndiGo flight bookings
  • 2% 6E Rewards on dining, entertainment, groceries
  • 1% 6E Rewards on all other spends
  • 8 domestic lounge visits per year (2/quarter)
  • 1 6E Reward = Rs 1 redemption value
  • Enhanced welcome benefits vs base card
  • 1% fuel surcharge waiver (capped Rs 250/cycle)
  • 6E Rewards valid for 2 years
  • Access to 17 lounges across India
  • Contactless payments enabled

Cons

  • Higher annual fee of Rs 1,500
  • Higher forex markup of 3.5%
  • Rs 200 redemption fee per person
  • No rewards on group/corporate/agent bookings
  • Higher income requirement (Rs 1L/month)
  • Limited to domestic lounges only

Best For

Frequent IndiGo flyers, premium travelers, lounge users

Not Ideal For

Occasional flyers, international travelers, budget seekers

Frequently Asked Questions

What are the fees for 6E Rewards XL IndiGo HDFC Bank Credit Card?
The 6E Rewards XL IndiGo HDFC Bank Credit Card has a joining fee of Rs 1,500 and annual fee of Rs 1,500. The annual fee can be waived on spending Rs 300,000 in the previous year.
What is the eligibility criteria for 6E Rewards XL IndiGo HDFC Bank Credit Card?
To be eligible for the 6E Rewards XL IndiGo HDFC Bank Credit Card, you need a minimum monthly income of above Rs 1 Lakh/month, age between 21-60 years, and a credit score of 750+. HDFC Bank customers with existing relationships may get preferential treatment.
What rewards does 6E Rewards XL IndiGo HDFC Bank Credit Card offer?
The 6E Rewards XL IndiGo HDFC Bank Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 1.00. Points can be redeemed for vouchers, merchandise, or travel bookings through the HDFC Bank rewards portal.
Does 6E Rewards XL IndiGo HDFC Bank Credit Card offer airport lounge access?
Yes, the 6E Rewards XL IndiGo HDFC Bank Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for 6E Rewards XL IndiGo HDFC Bank Credit Card?
You can apply for the 6E Rewards XL IndiGo HDFC Bank Credit Card through HDFC Bank official website, mobile app, or by visiting your nearest HDFC Bank branch. Existing customers can also apply through net banking.

User Reviews

Our Rating

3.3
APPLY NOW

on HDFC Bank's website

Rating Breakdown

Rewards
3.7/5 Top 40%
Benefits
3.1/5
Fees
3.0/5 Top 70%
Value for Money
3.4/5 Top 44%
User Reviews
3.0/5 Top 50%

Important Links

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