HDFC Infinia vs Diners Club Black - Which one to get?

HDFC Infinia is great if you value lounge access and travel benefits. The 3.3% reward rate is solid.

I'd go with Diners Black for the 10X rewards on SmartBuy. Makes a huge difference for Amazon/Flipkart purchases.

Been using Infinia for 2 years. The international lounge access alone is worth it if you travel frequently.

Consider your redemption preference too. Infinia points can be transferred to airline partners.

I have both! Use Diners for online shopping, Infinia for everything else. Best of both worlds.