Axis Magnus - Journey from application to activation

Finally got my Axis Magnus after 3 months of trying! Sharing my journey:

Timeline

Dec 15: Applied online (got rejected)

Dec 20: Visited branch (asked for ITR)

Jan 5: Submitted ITR + 6 month bank statement

Jan 12: Got call for 10L FD offer

Jan 20: Decided against FD, applied again

Feb 1: Branch manager escalated

Feb 15: Approved! 5L limit

Tips for Approval

Minimum 18LPA income or existing Axis relationship

Have your ITR ready

Branch application works better than online

Be persistent but polite

Having Axis salary account helps a LOT

First Impressions

Welcome bonus was 25K points (travel voucher)

App shows Edge Rewards clearly

Customer care is responsive

Worth the effort? Absolutely!