Credit card hacks for wedding expenses

by cardmaster · 2d ago · 599 views · 9 replies

cardmaster OP

cardmaster

2d ago

Getting married next month! Planning to maximize rewards on wedding expenses (~25L budget).

My Strategy

Venue & Catering (10L)

Negotiated card payment (usually cash)

Using HDFC Diners Black for 3.3% rewards

Split across cards to hit milestone bonuses

Jewellery (8L)

Tanishq: HDFC has 5% off

CaratLane: 10X on SmartBuy

Pay in full (no EMI = no interest)

Clothing & Decor (4L)

Lifestyle/Shoppers: HDFC 10% off

Myntra: Flipkart Axis (5% off)

Amazon: Amazon Pay ICICI (5%)

Travel & Honeymoon (3L)

Flights: SmartBuy 10X

Hotels: Book through partners

Forex: Use zero markup cards

Expected Rewards

Calculating approximately 1.5-2L worth of rewards from 25L spend!

Anyone else optimized their wedding this way?

12 Comments

rewardhunter · 2d ago

Congrats! I did exactly this for my wedding. The venue was the hardest to negotiate.

travelhacker · 2d ago

Pro tip: Some venues accept PayTM/GooglePay which you can fund via credit card.

Anonymous · 1d ago

hello

dealseeker · 2d ago

For jewellery, check if they accept HDFC EMI. Even if you have cash, the rewards are better.

[This reply was deleted by user]

dealseeker · 2d ago

Wedding photographers usually prefer cash. Offer 5% extra for card acceptance - still worth it!

creditnewbie · 2d ago

The honeymoon is where you can really maximize. Use points for business class flights!

-1

loungelover · 2d ago

Don't forget gift registry items can be purchased by guests using YOUR card links 😏

-1

loungelover · 2d ago

Tanishq Golden Harvest + HDFC offer is a great combo for jewellery.

-1

pointsguru · 2d ago

Make sure your credit limits are increased before the wedding shopping spree!

-1

[This comment was deleted by moderator]