Best personal finance apps you use alongside card tracking?

Apart from the usual card apps, what personal finance tools do you recommend?

I currently use:

CRED (payments + credit score)

ET Money (investments)

Splitwise (shared expenses)

Looking for recommendations for:

Expense tracking

Net worth tracking

Budget planning

What's your stack?

Walnut/Axio is great for automatic expense categorization from SMS.

I use Perfios for net worth tracking. Aggregates all accounts nicely.

Google Sheets honestly. Nothing beats customization of a good spreadsheet.

INDmoney is solid - tracks everything including stocks, MF, and credit cards.

For budgeting, YNAB methodology changed my life. Use the free alternatives though.

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