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Best for: Women shoppers, fashion/beauty enthusiasts
Union Bank Divaa Credit Card
APPLY NOW
on Union Bank of India's website
Annual fee
₹500
#113Rewards rate
₹0.25 - ₹0.50/₹100
#238Joining fee
₹500
#112Interest rate
36.00%
#45 Card details
Forex Markup
3.50%
#75
Min Credit Score
700+
#54
Min Monthly Income ₹25
Categories Lifestyle, Women
CardNitty's take
Pros
- Designed exclusively for women
- 2x rewards on fashion, beauty, wellness
- Rs.2 lakh personal accident insurance
- Discounts at partner salons and spas
- 1% fuel surcharge waiver
- Low annual fee of Rs.500
Cons
- No lounge access
- Women-only eligibility
- Basic reward rate on non-bonus categories
- 3.5% forex markup