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Best Low Interest in India 2025

Compare the best low interest in India. 1 cards ranked by our experts.

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Best for: Credit cards with lowest inter

IDFC FIRST WOW

3.4 CardNitty rating
APPLY NOW on IDFC First Bank's website

Annual fee

FREE

#1

Rewards rate

₹0.20 - ₹0.40/₹100

#267

Joining fee

FREE

#1

Interest rate

9.99%

#15
Card details
Forex Markup
3.50% #75
Min Credit Score
650+ #13
Categories Entry Level, Lifetime Free, Low Interest, Student
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CardNitty's take

Pros

  • Lifetime free - no annual or joining fee
  • Contactless payment enabled for quick transactions
  • Easy EMI conversion facility available

Cons

  • No complimentary lounge access
  • High forex markup of 3.50% on international transactions
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