Showing 2 cards
Best for: Health-conscious individuals, Practo users, families needing regular consultations
Practo Plus Credit Card
APPLY NOW
on RBL Bank's website
Annual fee
₹2,000
#221Rewards rate
₹1.00/₹100
#190Joining fee
FREE
#1Interest rate
47.88%
#267 Card details
Forex Markup
3.50%
#75
Domestic Lounge
2/year
#92
Min Credit Score
700+
#54
Min Monthly Income ₹25
Categories Co-Branded, Healthcare, Lounge Access
CardNitty's take
Pros
- Free Practo Plus membership worth Rs.4,999 for 1 year
- Unlimited 24x7 doctor consultations for entire family
- Free comprehensive health checkup on activation
- 1 HealthCash per Rs.100 spent (1% return)
- 2 domestic lounge visits per quarter
- No joining fee
- Home sample collection for health tests
- NABL/CAP accredited lab tests
- Free add-on cards
Cons
- Card discontinued - no new applications
- Rs.2,000 annual fee with no waiver option
- HealthCash can only be used on Practo platform
- No travel or accident insurance
- 3.5% forex markup
- High APR of 47.88%
- No international lounge access
- Rewards locked to Practo ecosystem
Best for: Healthcare professionals, regular medical spenders
Union Bank JCB Health Credit Card
APPLY NOW
on Union Bank of India's website
Annual fee
₹500
#113Rewards rate
₹0.25 - ₹0.50/₹100
#238Joining fee
₹500
#112Interest rate
36.00%
#45 Card details
Forex Markup
3.50%
#75
Min Credit Score
700+
#54
Min Monthly Income ₹25
Categories Healthcare
CardNitty's take
Pros
- 2x rewards on healthcare and pharmacy spends
- Discounts at partner hospitals and labs
- JCB network benefits
- Personal accident insurance
- Low annual fee of Rs.500
Cons
- Limited JCB acceptance in India
- No lounge access
- Niche healthcare focus
- 3.5% forex markup