Showing 1 card
Best for: App-first users, cashback seekers, metal card lovers
BOB Financial OneCard
APPLY NOW
on BOB Financial (BOBCARD)'s website
Annual fee
FREE
#1Rewards rate
₹1.00 - ₹5.00/₹100
#49Joining fee
FREE
#1Interest rate
42.00%
#108 Card details
Forex Markup
2.00%
#38
Min Credit Score
650+
#13
Categories Cashback, Fintech, Lifetime Free
CardNitty's take
Pros
- Lifetime free - no joining or annual fee
- Metal card design
- 1-5% category-based cashback
- App-based instant approval
- Low forex markup of 2%
- EMI conversion at 0% interest
- Virtual card available instantly
- Dynamic credit limit
Cons
- No airport lounge access
- No reward points (only cashback)
- Limited to OneCard app ecosystem
- No add-on cards available
- Cashback may have caps