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Vistara Signature

Annual Fee

₹3,000

Rewards/₹100

₹1.50 - ₹2.25

Normalized to balance base rate with bonus categories

Interest Rate

40.80%

Credit Score

750+

At a Glance

Key Benefits

Welcome air ticket, up to 4 more tickets via milestones, Maharaja Club Silver membership

Lounge Access

8 domestic lounge visits/year (Rs 50K quarterly spend required)

Eligibility

Salaried: Rs 50,000+/month, Age: 21-60 years, CIBIL: 750+

Quick Details

Annual Fee
₹3,000 #248
Joining Fee
₹3,000 #248
Interest Rate
40.80% p.a. #68
Forex Markup
3.50% #75
Rewards/₹100
₹1.50 - ₹2.25 #141
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
8/year #30
Min Credit Score
750+ #186
Min Monthly Income ₹50
Network VISA
Card Replacement Fee 200
Late Payment Fee ₹1,000
Over Limit Fee 2.50% (min ₹500)
Cash Advance Fee 2.50% (min ₹300)
Card Replacement Fee ₹200

Reward Structure

Base

All Spends

₹1.50 /₹100
Cat

Travel

₹2.25 /₹100

Reward Calculator

Allocate by Category 100%
Travel
3.0 pts
60% ₹0
Other Spends
2.0 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

Complimentary Premium Economy air ticket on card activation.

₹5,000

value

Milestone

Complimentary Premium Economy ticket on Rs 1.5L spend.

Spend ₹1,50,000 within 365 days

₹5,000

value

Milestone

Complimentary Premium Economy ticket on Rs 3L spend.

Spend ₹3,00,000 within 365 days

₹5,000

value

Milestone

Complimentary Premium Economy ticket on Rs 4.5L spend.

Spend ₹4,50,000 within 365 days

₹5,000

value

Milestone

Complimentary Premium Economy ticket on Rs 9L spend.

Spend ₹9,00,000 within 365 days

₹5,000

value

Airport Lounge Access

Domestic Free
8

visits per year

Minimum quarterly spend of Rs 50,000 required to unlock domestic lounge visits for that quarter.

Insurance Coverage

Purchase Protection

₹1,00,000

Purchase protection for items bought with the card within 90 days.

Lost Card

₹3,00,000

Coverage for fraudulent transactions when reported within 3 days.

Fraud

₹0

Zero liability for unauthorized transactions.

Lifestyle Perks

Golf

3 /year

Complimentary golf rounds at select courses across India.

Dining

15.00% off

15% off at partner dining establishments.

Quick Analysis

A solid travel card for frequent Air India/Vistara flyers. The complimentary air tickets through milestone spends provide excellent value, though the card is no longer accepting new applications post-merger.

Pros

  • ['Complimentary Premium Economy ticket as welcome benefit', 'Up to 4 additional tickets through milestone spends', 'Maharaja Club Silver membership included', '8 domestic lounge visits per year', '3 complimentary golf rounds annually']

Cons

  • ['Not accepting new applications currently', 'Lounge access requires Rs 50,000 quarterly spend', 'Limited international travel benefits', 'Lower point value compared to premium cards']

Best For

Frequent Air India/Vistara domestic travelers seeking complimentary tickets

Not Ideal For

Those looking for international travel benefits or lounge access without spend requirements

Frequently Asked Questions

What is the welcome benefit for Axis Bank Vistara Signature card?
You get a complimentary Premium Economy air ticket to any domestic Vistara/Air India destination on card activation.
How many complimentary air tickets can I earn with this card?
Up to 5 complimentary Premium Economy tickets - 1 as welcome benefit and 4 more at milestone spends of Rs 1.5L, Rs 3L, Rs 4.5L, and Rs 9L annually.
What is the lounge access benefit on this card?
8 complimentary domestic lounge visits per year. However, you need to spend Rs 50,000 per quarter to activate lounge access for that quarter.
Is the Axis Vistara card still available for new applications?
No, following the Vistara-Air India merger, Axis Bank has stopped accepting new applications for Vistara credit cards. Existing cardholders continue to receive benefits.
What happened to CV Points after the Vistara merger?
CV Points have been converted to Air India Maharaja Club points. Cardholders also receive complimentary Maharaja Club Silver membership.

User Reviews

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