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Primus

Annual Fee

₹3,54,000

Rewards/₹100

₹5.00

Normalized to balance base rate with bonus categories

Interest Rate

12.68%

Credit Score

800+

At a Glance

Key Benefits

0% forex, 1 EDGE Mile/Rs 100 (5x on transfer), private jets, 4 companion airfares, Bloomberg subscription

Lounge Access

Unlimited domestic, international & Priority Pass lounges for cardholders and guests

Eligibility

Invite-only for Ultra-HNI Axis Bank customers, CIBIL: 800+

Quick Details

Annual Fee
₹3,54,000 #307
Joining Fee
₹5,90,000 #306
Interest Rate
12.68% p.a. #17
Forex Markup
0.00% #1
Rewards/₹100
₹5.00 #49
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
Unlimited #1
International Lounge Visits
Unlimited #1
Min Credit Score
800+ #273
Min Monthly Income ₹NaN
Network VISA
Cash Advance Fee ₹0
Late Payment Fee ₹0
Over Limit Fee ₹0
Card Replacement Fee ₹0

Reward Structure

Base

All Spends

₹5.00 /₹100

Reward Calculator

Allocate by Category100%
Other Spends
1.0 pts
100%₹50,000
Your Rewards
Points Earned500
Cash Value₹2,500
Breakdown
Other Spends500
Total Value₹2,500
Quick amounts:

Milestone Benefits

Welcome Bonus

25,000 EDGE Miles (worth Rs 1.25L) OR Rs 40,000 ITC Hotels voucher

₹1,25,000

value

Renewal Benefit

15,000 EDGE Miles (worth Rs 75K) OR ITC Hotels voucher on renewal

₹75,000

value

Annual Benefit

4 complimentary companion airfares on business/first class annually

₹5,00,000

value

Airport Lounge Access

Domestic Free
Unlimited

visits

+ 999 guest visits

Unlimited access at domestic airport lounges

International Free
Unlimited

visits

+ 999 guest visits

Unlimited international lounge access

Priority Pass Free
Unlimited

visits

+ 999 guest visits

Unlimited Priority Pass membership for cardholder and guests

Insurance Coverage

Air Accident

₹5,00,00,000

Air accident insurance cover

Personal Accident

₹1,00,00,000

Personal accident cover

Lost Card

₹10,00,000

Lost card liability cover

Purchase Protection

₹5,00,000

Purchase protection for items bought with card

Lifestyle Perks

Concierge

24x7 dedicated concierge service for travel, dining, and lifestyle needs

Travel Desk

Private jet access and charter services

Dining

Access to Michelin-star restaurants worldwide

Golf

Complimentary golf rounds at premium courses

Meet Greet

Meet & Greet airport services at domestic and international airports

Quick Analysis

The Axis Bank Primus is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.

Pros

  • Unlimited international lounge access
  • Unlimited domestic lounge access
  • Comprehensive insurance coverage up to ₹6 crore
  • Complimentary golf privileges
  • 24x7 dedicated concierge service
  • Extended interest-free period of 50 days

Cons

  • High annual fee of ₹354000 may not suit everyone
  • Significant joining fee of ₹590000
  • High income requirement of ₹1000K per month
  • Invite-only card - not available for direct application

Frequently Asked Questions

What is the joining fee for Axis Bank Primus Credit Card?
The joining fee is Rs 5,00,000 + GST (Rs 5,90,000). This is a premium invite-only card for ultra-HNI customers.
What is the forex markup on Axis Bank Primus?
Axis Bank Primus offers 0% forex markup, making it one of the best cards for international spending.
What are the reward points on Axis Bank Primus?
You earn 1 EDGE Mile per Rs 100 spent. Each EDGE Mile can be converted to 5 partner airline miles, effectively giving you 5X value on flight redemptions.
What lounge access does Axis Bank Primus provide?
Unlimited domestic and international airport lounge access including Priority Pass for both cardholders and guests at no extra charge.
What are the special benefits of Axis Bank Primus?
Key benefits include private jet access, 4 complimentary companion airfares on business/first class, Michelin-star restaurant access, Bloomberg subscription, zero cash withdrawal fees, and the lowest interest rate at 12.68% p.a.
How can I get Axis Bank Primus Credit Card?
This is an invite-only card available exclusively to ultra-high-net-worth Axis Bank customers. You cannot apply directly - Axis Bank will reach out to eligible customers.

User Reviews

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