At a Glance
Key Benefits
0% forex, 1 EDGE Mile/Rs 100 (5x on transfer), private jets, 4 companion airfares, Bloomberg subscription
Lounge Access
Unlimited domestic, international & Priority Pass lounges for cardholders and guests
Eligibility
Invite-only for Ultra-HNI Axis Bank customers, CIBIL: 800+
Quick Details
Reward Structure
All Spends
Reward Calculator
Milestone Benefits
25,000 EDGE Miles (worth Rs 1.25L) OR Rs 40,000 ITC Hotels voucher
value
15,000 EDGE Miles (worth Rs 75K) OR ITC Hotels voucher on renewal
value
4 complimentary companion airfares on business/first class annually
value
Airport Lounge Access
visits
+ 999 guest visits
Unlimited access at domestic airport lounges
visits
+ 999 guest visits
Unlimited international lounge access
visits
+ 999 guest visits
Unlimited Priority Pass membership for cardholder and guests
Insurance Coverage
Air Accident
₹5,00,00,000
Air accident insurance cover
Personal Accident
₹1,00,00,000
Personal accident cover
Lost Card
₹10,00,000
Lost card liability cover
Purchase Protection
₹5,00,000
Purchase protection for items bought with card
Lifestyle Perks
Concierge
24x7 dedicated concierge service for travel, dining, and lifestyle needs
Travel Desk
Private jet access and charter services
Dining
Access to Michelin-star restaurants worldwide
Golf
Complimentary golf rounds at premium courses
Meet Greet
Meet & Greet airport services at domestic and international airports
Quick Analysis
The Axis Bank Primus is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.
Pros
- Unlimited international lounge access
- Unlimited domestic lounge access
- Comprehensive insurance coverage up to ₹6 crore
- Complimentary golf privileges
- 24x7 dedicated concierge service
- Extended interest-free period of 50 days
Cons
- High annual fee of ₹354000 may not suit everyone
- Significant joining fee of ₹590000
- High income requirement of ₹1000K per month
- Invite-only card - not available for direct application
Frequently Asked Questions
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User Reviews
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