Card Image
Axis Bank Signature
Annual Fee
₹1,999
Rewards/₹100 ⓘ
₹0.80 - ₹2.00
Normalized to balance base rate with bonus categories
At a Glance
Key Benefits
Reward points
Lounge Access
8 domestic lounges/year
Eligibility
Any income level, Age: 21-60 years
Quick Details
Annual Fee
₹1,999
#215
Joining Fee
₹1,999
#216
Forex Markup
3.50%
#75
Rewards/₹100
₹0.80 - ₹2.00
#143
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
8/year
#30
Min Monthly Income ₹NaN
Network VISA
forex_markup 3.50%
fuel_surcharge_waiver 1.00%
Fee Waiver on Spend ₹2,00,000/yr
Reward Structure
Accel
Partner Brands
₹2.00 /₹100
Base
All Other Spends
₹0.80 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned1,900
Cash Value₹760
Breakdown
Partner Brands1,500
Other Spends400
Total Value₹760
Quick amounts:
Airport Lounge Access
Domestic Free
8
visits
2 per quarter
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Quick Analysis
The Axis Bank Axis Bank Signature is a solid credit card option. With an annual fee of ₹1999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹200000
- Generous 8 domestic lounge visits per year
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- High forex markup of 3.50% on international transactions
- High income requirement of ₹600K per month
Best For
Premium users seeking balanced rewards and lounge access
Frequently Asked Questions
What are the fees for Axis Bank Signature Credit Card?
The Axis Bank Signature Credit Card has a joining fee of Rs 1,999 and annual fee of Rs 1,999. The annual fee can be waived on spending Rs 200,000 in the previous year.
What is the eligibility criteria for Axis Bank Signature Credit Card?
To be eligible for the Axis Bank Signature Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. Axis Bank customers with existing relationships may get preferential treatment.
What rewards does Axis Bank Signature Credit Card offer?
The Axis Bank Signature Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.40. Points can be redeemed for vouchers, merchandise, or travel bookings through the Axis Bank rewards portal.
Does Axis Bank Signature Credit Card offer airport lounge access?
Yes, the Axis Bank Signature Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for Axis Bank Signature Credit Card?
You can apply for the Axis Bank Signature Credit Card through Axis Bank official website, mobile app, or by visiting your nearest Axis Bank branch. Existing customers can also apply through net banking.
User Reviews
Ready to Apply for Axis Bank Signature?
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