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Axis Bank Burgundy Private

Axis Bank Burgundy Private

Annual Fee

₹50,000

Rewards/₹100

₹1.50

Normalized to balance base rate with bonus categories

Interest Rate

19.56%

Credit Score

750+

Quick Details

Annual Fee
₹50,000 #300
Joining Fee
₹50,000 #298
Interest Rate
19.56% p.a. #18
Rewards/₹100
₹1.50 #166
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
Unlimited #1
Min Credit Score
750+ #186
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee 15.00% (min ₹100)
Over Limit Fee ₹600
Cash Advance Fee 2.50% (min ₹500)

Reward Structure

Base

All Spends

₹1.50 /₹100

Reward Calculator

Allocate by Category 100%
Other Spends
7.5 pts
100% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

30,000 EDGE Reward Points on first transaction

₹30,000

value

Annual Benefit

30,000 EDGE Points annually on first transaction

₹30,000

value

Airport Lounge Access

Domestic Free
Unlimited

visits

+ 12 guest visits

Priority Pass Free
Unlimited

visits

+ 12 guest visits

Insurance Coverage

Lost Card

₹0

Zero liability.

Fraud

₹0

Zero liability.

Air Accident

₹2,00,00,000

Air accident cover.

Purchase Protection

₹2,00,000

Purchase protection.

Lifestyle Perks

Golf

50 /year

50 complimentary golf rounds at premium courses

Concierge

24x7 premium concierge service

Airport Transfer

8 /year

8 complimentary airport concierge visits

Movies

10 /month

5 movie + 5 non-movie BookMyShow tickets

Dining

30.00% off

Up to 30% off via EazyDiner

Quick Analysis

The Axis Burgundy Private Credit Card is India's first 0% forex markup card, making it unbeatable for international transactions. Combined with unlimited lounge access, 50 golf rounds, and premium hotel memberships, it's the ultimate card for UHNIs who can qualify. The fee waiver for Burgundy clients makes it effectively free.

Pros

  • 0% forex markup - first in India
  • 15 EDGE Points per Rs.200 (1.5% base, up to 6% on travel)
  • Unlimited Priority Pass for primary + add-on cards
  • 50 complimentary golf rounds per year
  • Rs.4.5 crore air accident insurance
  • Zero cash withdrawal interest until due date
  • No late payment charges
  • 8 airport concierge visits
  • Club Marriott + Taj Epicure + ALL Accor memberships

Cons

  • Rs.50,000 fees (waived for Burgundy clients only)
  • Requires Rs.5 crore relationship or Rs.10L monthly salary
  • 15L annual points transfer cap
  • Points expire 30 days after card closure
  • Rent rewards capped at Rs.1L/month
  • Insurance capped at 6,000 points/month

Best For

Burgundy Private clients, international travelers, golf enthusiasts, luxury hotel lovers

Not Ideal For

Those without Rs.5Cr relationship, domestic-only users, value seekers

Frequently Asked Questions

What are the fees for Axis Bank Burgundy Private Credit Card?
The Axis Bank Burgundy Private Credit Card has a joining fee of Rs 50,000 and annual fee of Rs 50,000.
What is the eligibility criteria for Axis Bank Burgundy Private Credit Card?
To be eligible for the Axis Bank Burgundy Private Credit Card, you need a minimum monthly income of above Rs 1 Lakh/month, age between 21-70 years, and a credit score of 750+. Axis Bank customers with existing relationships may get preferential treatment.
What rewards does Axis Bank Burgundy Private Credit Card offer?
The Axis Bank Burgundy Private Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.20. Points can be redeemed for vouchers, merchandise, or travel bookings through the Axis Bank rewards portal.
Does Axis Bank Burgundy Private Credit Card offer airport lounge access?
Yes, the Axis Bank Burgundy Private Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for Axis Bank Burgundy Private Credit Card?
The Axis Bank Burgundy Private Credit Card is an invite-only card. You cannot directly apply for this card. Axis Bank offers this card to select customers based on their relationship value and spending patterns.

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