American Express Platinum Travel
Annual Fee
₹5,000
Rewards/₹100 ⓘ
₹1.00
Interest Rate
42.00%
Credit Score
750+
At a Glance
Key Benefits
Reward points
Lounge Access
8 domestic lounges/year
Eligibility
Contact bank, CIBIL: 750+
Quick Details
Reward Structure
All Spends
Reward Calculator
Milestone Benefits
10,000 MR points
Spend ₹15,000
value
25K points + Taj Rs 10K voucher
Spend ₹4,00,000 within 365 days
value
Airport Lounge Access
visits per year
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Air Accident
₹1,00,00,000
Air accident cover for travel booked using this card.
Purchase Protection
₹1,00,000
Protection for purchases within 90 days.
Lifestyle Perks
Dining
20% off at partner restaurants
Quick Analysis
Good value for domestic travelers hitting milestones.
Pros
- 10K welcome points. 8 domestic lounge visits. Priority Pass. Taj voucher Rs 10K on Rs 4L spend. Points never expire
Cons
- Rs 5,900 fee not waivable. Limited Amex acceptance. Intl lounge costs USD 35
Best For
Domestic travelers, Taj Hotels users, milestone spenders
Not Ideal For
International travelers, cashback seekers, low Amex acceptance areas
Frequently Asked Questions
What is the annual fee for American Express Platinum Travel?
What are the eligibility requirements for American Express Platinum Travel?
Does American Express Platinum Travel offer lounge access?
What rewards does American Express Platinum Travel offer?
What is the forex markup on international transactions?
Which payment network does American Express Platinum Travel use?
User Reviews
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