American Express Platinum Charge
Annual Fee
₹60,000
Rewards/₹100 ⓘ
₹1.00 - ₹5.00
Interest Rate
42.00%
Credit Score
780+
At a Glance
Key Benefits
Reward points
Lounge Access
0 domestic + 0 intl lounges/year
Eligibility
Any income level, CIBIL: 780+
Quick Details
Reward Structure
All Spends
Travel
Reward Calculator
Milestone Benefits
Bonus rewards on reaching Rs. 50,000 spend
Spend ₹50,000 within 365 days
value
Airport Lounge Access
visits
visits
Centurion + Priority Pass
Insurance Coverage
Air Accident
₹5,00,00,000
Purchase Protection
₹20,00,000
Lifestyle Perks
Concierge
24x7 concierge service for travel, dining, and lifestyle bookings
Dining
4 /month
Special dining offers and discounts at partner restaurants
Golf
4 /quarter
Complimentary golf rounds at premium courses
Quick Analysis
The ultimate lifestyle card for those who value premium experiences over rewards.
Pros
- Exceptional travel benefits, Centurion lounge access, hotel elite status, concierge
Cons
- Highest fee in market, charge card not credit card, limited acceptance
Best For
Ultra-premium lifestyle, travel concierge, exclusive access
Not Ideal For
Very high fee, charge card (must pay full balance monthly)
Frequently Asked Questions
What is the annual fee for American Express Platinum Charge?
What are the eligibility requirements for American Express Platinum Charge?
Does American Express Platinum Charge offer lounge access?
What rewards does American Express Platinum Charge offer?
What is the forex markup on international transactions?
Which payment network does American Express Platinum Charge use?
User Reviews
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