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Best Healthcare in India 2026

Compare the best healthcare in India. 1 cards ranked by our experts.

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Best for: Medical professionals who want a dedicated credit card with professional indemnity insurance, dining rewards, and air miles conversion.
HDFC Doctors Superia

HDFC Doctors Superia

2.9 CardNitty rating
APPLY NOW on HDFC Bank's website

Annual fee

₹1,000

#45

Rewards rate

₹0.50 - ₹0.67/₹100

#86

Joining fee

₹1,000

#43

Interest rate

41.88%

#7
Card details
Forex Markup
3.50% #27
Min Credit Score
750+ #50
Categories Dining, Healthcare, Professional, Rewards
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CardNitty's take

Pros

  • Professional Indemnity Insurance up to Rs.20 Lakh - unique benefit for doctors
  • Rs.50 Lakh complimentary accidental death insurance
  • 50% bonus reward points on restaurant dining
  • Low annual fee of Rs.1,000 with easy spend-based waiver
  • Air miles conversion via KrisFlyer programme

Cons

  • No airport lounge access
  • Low base reward rate (2% effective at Rs.0.25 per point)
  • Reward points convertible only to KrisFlyer miles
  • Card sourcing has been discontinued for new applicants
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