At a Glance
Key Benefits
5% fuel surcharge waiver, reward points on all spends
Lounge Access
No lounge access
Eligibility
Salaried: Rs 30,000+/month, Age: 21-60 years, CIBIL: 700+
Quick Details
Annual Fee
₹749
#157
Joining Fee
₹749
#157
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.25 - ₹1.25
#175
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network VISA
Late Payment Fee ₹600
Cash Advance Fee 2.50% (min ₹400)
Fee Waiver on Spend ₹72,000/yr
Reward Structure
Base
All Spends
₹0.25 /₹100
Cat
Fuel
₹1.25 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Quick Analysis
The Standard Chartered Standard Chartered Super Value Titanium is a solid credit card option. With an annual fee of ₹749, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹72000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What is Super Value Titanium annual fee?
Rs 749, waived on Rs 72,000 annual spend.
What is the fuel benefit?
5% cashback on fuel, up to Rs 1000 per month.
Is this a good entry-level card?
Yes, low fee and good fuel benefits make it ideal for beginners.
What rewards does it offer?
1 point per Rs 100 on all spends, 5X on fuel.
What is the minimum income required?
Minimum Rs 30,000/month salaried income.
User Reviews
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