At a Glance
Key Benefits
Reward points
Lounge Access
No lounge access
Eligibility
Any income level, Age: 21-60 years
Quick Details
Annual Fee
₹499
#75
Joining Fee
₹499
#78
Rewards/₹100
₹0.50 - ₹2.50
#114
Reward Type Reward Points
Reward Currency Points
Min Monthly Income ₹NaN
Network VISA
fuel_surcharge_waiver 1.00%
Fee Waiver on Spend ₹1,00,000/yr
Reward Structure
Accel
Lifestyle Brands
₹2.50 /₹100
Base
All Other Spends
₹0.50 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The SBI Cards SBI StyleUp is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹100000
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- Reward rates vary significantly across categories
- No complimentary lounge access
- High income requirement of ₹300K per month
Best For
Fashion enthusiasts seeking rewards on apparel and lifestyle shopping
Frequently Asked Questions
What are the fees for SBI StyleUp Credit Card?
The SBI StyleUp Credit Card has a joining fee of Rs 499 and annual fee of Rs 499. The annual fee can be waived on spending Rs 100,000 in the previous year.
What is the eligibility criteria for SBI StyleUp Credit Card?
To be eligible for the SBI StyleUp Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. SBI Cards customers with existing relationships may get preferential treatment.
What rewards does SBI StyleUp Credit Card offer?
The SBI StyleUp Credit Card earns reward points on all spending. Each reward point is valued at approximately Rs 0.25. Points can be redeemed for vouchers, merchandise, or travel bookings through the SBI Cards rewards portal.
Does SBI StyleUp Credit Card offer airport lounge access?
The SBI StyleUp Credit Card may provide limited or no complimentary lounge access. Please check with SBI Cards for the latest lounge access benefits.
How can I apply for SBI StyleUp Credit Card?
You can apply for the SBI StyleUp Credit Card through SBI Cards official website, mobile app, or by visiting your nearest SBI Cards branch. Existing customers can also apply through net banking.
User Reviews
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