SBI SimplySAVE
Annual Fee
₹499
Rewards/₹100 ⓘ
₹0.25 - ₹1.25
Interest Rate
40.80%
Credit Score
700+
At a Glance
Key Benefits
Reward points
Lounge Access
No lounge access
Eligibility
Any income level, CIBIL: 700+
Quick Details
Reward Structure
All Spends
Dining
Reward Calculator
Milestone Benefits
Annual fee waiver on Rs. 100000 annual spend
Spend ₹1,00,000 within 365 days
value
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability.
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Quick Analysis
A budget-friendly card for everyday category spending with bonus rewards.
Pros
- Low fee, bonus points on grocery/dining/entertainment, easy approval
Cons
- Low base reward rate, no premium benefits
Best For
Grocery, dining, entertainment savings
Not Ideal For
Limited lounge access, basic benefits
Frequently Asked Questions
What is the annual fee for SBI SimplySAVE?
What are the eligibility requirements for SBI SimplySAVE?
Does SBI SimplySAVE offer lounge access?
What rewards does SBI SimplySAVE offer?
What is the forex markup on international transactions?
Which payment network does SBI SimplySAVE use?
User Reviews
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