At a Glance
Key Benefits
Cashback rewards
Lounge Access
No lounge access
Eligibility
Contact bank, CIBIL: 750+
Quick Details
Annual Fee
₹999
#165
Joining Fee
₹999
#166
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹1.00 - ₹5.00
#49
Reward Type Cashback
Reward Currency Cashback
Min Credit Score
750+
#186
Min Monthly Income ₹NaN
Network VISA
fuel_surcharge_waiver ₹100
Fee Waiver on Spend ₹2,00,000/yr
Reward Structure
Partner
Online
₹1.25 /₹100
Partner
All Spends
₹0.25 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Milestone Benefits
Renewal Benefit
Annual fee waiver on Rs. 200000 annual spend
Spend ₹2,00,000 within 365 days
₹999
value
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
Best pure online cashback card with simple 5% rewards on all e-commerce.
Pros
- 5% cashback on ALL online purchases. No merchant restrictions. 1% on offline. Simple auto-credited cashback. Free add-on cards
Cons
- No lounge access. No fuel cashback. Rs 5K monthly cap. 3.5% forex markup
Best For
Online shoppers, e-commerce enthusiasts, simple cashback seekers
Not Ideal For
Travelers, fuel users, offline shoppers
Frequently Asked Questions
What is the annual fee for SBI Cashback?
The annual fee is Rs. 999. The fee can be waived on spending Rs. 200000 annually.
What are the eligibility requirements for SBI Cashback?
A good credit score of 750+ is recommended. Income requirements vary based on your relationship with the bank.
Does SBI Cashback offer lounge access?
This card does not include complimentary lounge access as a primary benefit.
What rewards does SBI Cashback offer?
The card offers reward value ranging from 1.00% to 5.00% depending on spend categories.
What is the forex markup on international transactions?
The forex markup is 3.50% on international transactions.
Which payment network does SBI Cashback use?
The card is issued on the Visa network.
User Reviews
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