At a Glance
Key Benefits
10X rewards at Reliance stores, 5X on fuel, fuel surcharge waiver
Lounge Access
No lounge access
Eligibility
Salaried: Rs 30,000+/month, Age: 21-60 years, CIBIL: 700+
Quick Details
Annual Fee
₹1,499
#195
Joining Fee
₹1,499
#196
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.50 - ₹2.50
#114
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network MASTERCARD
Late Payment Fee ₹850
Over Limit Fee ₹600 2.50% (min ₹500)
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹1,00,000/yr
Reward Structure
Base
All Spends
₹0.50 /₹100
Partner
Reliance Retail
₹2.50 /₹100
Cat
Fuel
₹1.25 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned475
Cash Value₹119
Breakdown
Reliance Retail250
Fuel25
Other Spends200
Total Value₹119
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The SBI Cards Reliance SBI Prime is a solid credit card option. With an annual fee of ₹1499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹100000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
Which Reliance stores give 10X rewards?
You earn 10X reward points at Reliance Retail stores including Reliance Fresh, Reliance Digital, and Reliance Trends.
What is the annual fee and waiver?
Annual fee is Rs 1,499, waived on spending Rs 1 lakh in the membership year.
Is there fuel surcharge waiver?
Yes, you get 1% fuel surcharge waiver at all petrol pumps up to Rs 500 per statement cycle.
What rewards do I earn on fuel?
You earn 5X reward points on fuel purchases, capped at 500 points per month.
Can I redeem points at Reliance stores?
Yes, you can redeem reward points for vouchers redeemable at Reliance Retail stores.
User Reviews
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