Ola Money SBI
Annual Fee
₹499
Rewards/₹100 ⓘ
₹1.00 - ₹6.00
Interest Rate
42.00%
Credit Score
700+
At a Glance
Key Benefits
7% cashback on Ola rides (max Rs 500/month), 5% on dining (max Rs 250/month), 1% fuel surcharge waiver
Lounge Access
No complimentary lounge access
Eligibility
Salaried: Rs 20,000+/month, Age: 21-60 years, CIBIL: 700+
Quick Details
Reward Structure
All Spends
Ola
Dining
Reward Calculator
Insurance Coverage
Lost Card
₹0
Zero liability for unauthorized transactions when reported within 3 days.
Fraud
₹0
Zero liability for fraudulent online transactions.
Quick Analysis
Ideal for regular Ola cab users who can maximize the 7% cashback on rides and dining benefits.
Pros
- 7% cashback on Ola rides (up to Rs 500/month). 5% cashback on dining. 1% fuel surcharge waiver. Low annual fee of Rs 499.
Cons
- Cashback caps are relatively low. Benefits tied to Ola ecosystem. Low credit limits.
Best For
Frequent Ola cab users and food delivery users
Not Ideal For
Those who rarely use Ola services
Frequently Asked Questions
What is the annual fee for Ola Money SBI Card?
How much cashback do I get on Ola rides?
Is there dining cashback?
Does it have fuel benefits?
How is cashback credited?
User Reviews
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