At a Glance
Key Benefits
10X rewards at Max Fashion, 2X on all spends, exclusive discounts
Lounge Access
No lounge access
Eligibility
Salaried: Rs 25,000+/month, Age: 21-60 years, CIBIL: 680+
Quick Details
Annual Fee
₹999
#165
Joining Fee
₹999
#166
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.50 - ₹2.50
#114
Reward Type Reward Points
Reward Currency Points
Min Credit Score
680+
#38
Min Monthly Income ₹25
Network VISA
Late Payment Fee ₹750
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹75,000/yr
Reward Structure
Base
All Spends
₹0.50 /₹100
Partner
Max Fashion
₹2.50 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned550
Cash Value₹138
Breakdown
Max Fashion150
Other Spends400
Total Value₹138
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The SBI Cards Max SBI Prime is a solid credit card option. With an annual fee of ₹999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹75000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
How do I earn rewards at Max Fashion?
You earn 10X reward points on all purchases at Max Fashion stores, capped at 1,500 points per month.
What is the annual fee?
Annual fee is Rs 999, waived on spending Rs 75,000 in the year.
What rewards do I get on other purchases?
You earn 2X reward points on all purchases outside Max Fashion stores.
Are there exclusive Max Fashion offers?
Yes, cardholders get early access to sales and additional discounts during special events.
Can I convert purchases to EMI?
Yes, you can convert purchases above Rs 2,500 to EMI at applicable interest rates.
User Reviews
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