At a Glance
Key Benefits
10X rewards at Lifestyle stores, 2X on all spends, shopping discounts
Lounge Access
No lounge access
Eligibility
Salaried: Rs 30,000+/month, Age: 21-60 years, CIBIL: 700+
Quick Details
Annual Fee
₹1,499
#195
Joining Fee
₹1,499
#196
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.50 - ₹2.50
#114
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network VISA
Late Payment Fee ₹750
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹90,000/yr
Reward Structure
Base
All Spends
₹0.50 /₹100
Partner
Lifestyle Stores
₹2.50 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The SBI Cards Lifestyle SBI Prime is a solid credit card option. With an annual fee of ₹1499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹90000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
How much rewards do I earn at Lifestyle stores?
You earn 10X reward points at Lifestyle stores, capped at 2,000 points per month.
What is the annual fee for Lifestyle SBI Prime?
Annual fee is Rs 1,499, waived on spending Rs 90,000 in the year.
Can I use this card at other stores?
Yes, you earn 2X reward points at all other merchants.
Are there special discounts at Lifestyle?
Yes, cardholders get exclusive sale previews and additional discounts on special occasions.
Does this card have lounge access?
No, Lifestyle SBI Prime does not include airport lounge access.
User Reviews
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