At a Glance
Key Benefits
Cashback rewards
Lounge Access
No lounge access
Eligibility
Any income level, Age: 21-60 years
Quick Details
Annual Fee
₹500
#113
Joining Fee
₹500
#112
Forex Markup
3.50%
#75
Rewards/₹100
₹1.00 - ₹6.25
#30
Reward Type Cashback
Reward Currency Cashback
Min Monthly Income ₹NaN
Network VISA
forex_markup 3.50%
fuel_surcharge_waiver 1.00%
Fee Waiver on Spend ₹3,50,000/yr
Reward Structure
Accel
Myntra
₹1.88 /₹100
Accel
Flipkart, Cleartrip
₹1.25 /₹100
Accel
Netmeds, PVR, Uber, Zomato
₹1.00 /₹100
Base
All Other Spends
₹0.25 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The Flipkart SBI stands out with its impressive reward structure offering up to ₹7.50 per ₹100. The ₹500 annual fee is justified if you spend enough to maximize rewards. Recommended for those who can align their spending with bonus categories.
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹350000
- Good reward rate of up to ₹7.50 per ₹100
- Direct cashback instead of points - no redemption hassle
Cons
- Reward rates vary significantly across categories
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High income requirement of ₹300K per month
Best For
Flipkart and Myntra shoppers seeking high cashback on purchases
Frequently Asked Questions
What are the fees for Flipkart SBI Credit Card?
The Flipkart SBI Credit Card has a joining fee of Rs 500 and annual fee of Rs 500. The annual fee can be waived on spending Rs 350,000 in the previous year.
What is the eligibility criteria for Flipkart SBI Credit Card?
To be eligible for the Flipkart SBI Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. SBI Cards customers with existing relationships may get preferential treatment.
What rewards does Flipkart SBI Credit Card offer?
The Flipkart SBI Credit Card offers cashback rewards on your spending. The exact cashback percentage varies by category. Check the card benefits section for detailed cashback rates on different spending categories.
Does Flipkart SBI Credit Card offer airport lounge access?
The Flipkart SBI Credit Card may provide limited or no complimentary lounge access. Please check with SBI Cards for the latest lounge access benefits.
How can I apply for Flipkart SBI Credit Card?
You can apply for the Flipkart SBI Credit Card through SBI Cards official website, mobile app, or by visiting your nearest SBI Cards branch. Existing customers can also apply through net banking.
User Reviews
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