At a Glance
Key Benefits
10X rewards at Fabindia stores, 2X on all spends, exclusive sale previews
Lounge Access
No lounge access
Eligibility
Salaried: Rs 25,000+/month, Age: 21-60 years, CIBIL: 680+
Quick Details
Annual Fee
₹499
#75
Joining Fee
₹499
#78
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.50 - ₹2.50
#114
Reward Type Reward Points
Reward Currency Points
Min Credit Score
680+
#38
Min Monthly Income ₹25
Network VISA
Late Payment Fee ₹750
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹50,000/yr
Reward Structure
Base
All Spends
₹0.50 /₹100
Partner
Fabindia
₹2.50 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The SBI Cards Fabindia SBI is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹50000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
How much rewards do I earn at Fabindia?
You earn 10X reward points on purchases at Fabindia stores, capped at 1,500 points per month.
What is the annual fee?
Annual fee is Rs 499, waived on spending Rs 50,000 in the membership year.
Are there special discounts at Fabindia?
Yes, cardholders get exclusive sale previews and additional discounts during festive seasons.
What rewards do I get outside Fabindia?
You earn 2X reward points on all purchases made outside Fabindia stores.
Can I use this card internationally?
Yes, this card can be used internationally with standard 3.5% forex markup.
User Reviews
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