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Zomato Edition Classic

Annual Fee

₹500

Rewards/₹100

₹1.00 - ₹5.00

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

680+

At a Glance

Key Benefits

5% on Zomato/Blinkit, Free Zomato Pro, Rs.500 annual fee

Lounge Access

No lounge access included

Eligibility

Salaried: Rs.25,000+/month, Age: 21-60 years, CIBIL: 680+

Quick Details

Annual Fee
₹500 #113
Joining Fee
₹500 #112
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹1.00 - ₹5.00 #49
Reward Type Cashback
Reward Currency Cashback
Min Credit Score
680+ #38
Min Monthly Income ₹25
Network MASTERCARD
Late Payment Fee ₹100
Over Limit Fee ₹500
Cash Advance Fee ₹500 2.50% (min ₹400)

Reward Structure

Base

All Spends

₹1.00 /₹100
Partner

Zomato & Blinkit

₹5.00 /₹100

Reward Calculator

Allocate by Category100%
Zomato & Blinkit
5.0 pts
60%₹30,000
Other Spends
1.0 pts
40%₹20,000
Your Rewards
Points Earned1,200
Cash Value₹1,200
Breakdown
Zomato & Blinkit1,000
Other Spends200
Total Value₹1,200
Quick amounts:

Milestone Benefits

Welcome Bonus

500 Edition Cash on first transaction

₹500

value

Quick Analysis

The RBL Zomato Classic is an affordable entry-level card for casual Zomato users. With 5% cashback on food orders and free Zomato Pro, it offers decent value for the low annual fee. However, heavy users should consider the Black variant.

Pros

  • 5% cashback on Zomato and Blinkit orders
  • Low annual fee of only Rs.500
  • Complimentary Zomato Pro membership
  • 500 Edition Cash welcome bonus
  • 1% fuel surcharge waiver
  • Entry-level card with easy approval

Cons

  • Only 1% rewards on non-Zomato spends
  • No lounge access benefits
  • No fee waiver option
  • High forex markup of 3.5%
  • Limited insurance coverage

Best For

Casual Zomato users with low-to-medium spending

Not Ideal For

Those needing travel benefits or high rewards

Frequently Asked Questions

What is the reward rate on Zomato orders?
You earn 5 Edition Cash (equivalent to Rs.5) per Rs.100 spent on Zomato and Blinkit orders, giving you 5% cashback.
Is Zomato Pro included free?
Yes, complimentary Zomato Pro membership is included and renewed annually as long as you hold the card.
Are there any lounge benefits?
No, the Classic variant does not include any lounge access benefits.
What is the annual fee?
The annual fee is Rs.500 + GST and there is no fee waiver option.
How do I redeem Edition Cash?
Edition Cash can be redeemed for food orders on Zomato or as statement credit against your card bill.

User Reviews

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