Card Image
RBL ShopRite
Annual Fee
₹500
Rewards/₹100 ⓘ
₹0.25 - ₹0.75
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
700+
At a Glance
Key Benefits
Reward points
Lounge Access
No lounge access
Eligibility
Any income level, CIBIL: 700+
Quick Details
Annual Fee
₹500
#113
Joining Fee
₹500
#112
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.25 - ₹0.75
#219
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹NaN
Network MASTERCARD
Late Payment Fee 15.00% (min ₹100)
Over Limit Fee ₹600
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹50,000/yr
Reward Structure
Base
All Spends
₹0.25 /₹100
Base
Shopping
₹0.75 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned1,500
Cash Value₹375
Breakdown
Other Spends1,500
Total Value₹375
Quick amounts:
Milestone Benefits
Renewal Benefit
Annual fee waiver on Rs. 50000 annual spend
Spend ₹50,000 within 365 days
₹500
value
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
A decent entry-level card focused on shopping rewards.
Pros
- Low fee, shopping rewards, easy approval
Cons
- Basic reward rate, limited premium benefits
Best For
Shopping rewards, lifestyle offers
Not Ideal For
Basic benefits, limited lounge access
Frequently Asked Questions
What is the annual fee for RBL ShopRite?
The annual fee is Rs. 500. The fee can be waived on spending Rs. 50000 annually.
What are the eligibility requirements for RBL ShopRite?
A good credit score of 700+ is recommended. Income requirements vary based on your relationship with the bank.
Does RBL ShopRite offer lounge access?
This card does not include complimentary lounge access as a primary benefit.
What rewards does RBL ShopRite offer?
The card offers reward value ranging from 0.50% to 1.50% depending on spend categories.
What is the forex markup on international transactions?
The forex markup is 3.50% on international transactions.
Which payment network does RBL ShopRite use?
The card is issued on the Mastercard network.
User Reviews
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