BankBazaar SaveMax Credit Card
Annual Fee
FREE
Rewards/₹100 ⓘ
₹0.20 - ₹2.00
Interest Rate
47.88%
Credit Score
750+
At a Glance
Key Benefits
Lifetime free, 5x grocery rewards, 10% Zomato/BMS, free credit monitoring
Lounge Access
No lounge access available
Eligibility
Age: 21-65 years, CIBIL: 750+, Indian citizen, stable income
Quick Details
Reward Structure
All Spends
Groceries
Zomato
Reward Calculator
Insurance Coverage
Lost Card
₹25,000
Lost card liability protection
Lifestyle Perks
Other
12 /year
Free monthly credit advisory report from BankBazaar
Other
Lifetime-free CreditStrong subscription for credit monitoring
Dining
10.00% off
10% cashback on Zomato up to Rs.100/month
Movies
10.00% off
10% instant discount on BookMyShow up to Rs.100/month
Emi
EMI conversion on purchases above Rs.2,500
Quick Analysis
RBL BankBazaar SaveMax is a solid lifetime-free entry-level card for grocery shoppers and those building credit. The free credit monitoring tools add value, but lack of lounge access limits its appeal.
Pros
- Lifetime FREE - no joining or annual fee
- 5x rewards on groceries (2.5% return, capped at 1,000 points/month)
- 10% cashback on Zomato (up to Rs.100/month)
- 10% instant discount on BookMyShow (up to Rs.100/month)
- Free monthly credit advisory report from BankBazaar
- Lifetime-free CreditStrong subscription
- Pre-approved loans without documentation
- Air India Rs.1,000 off on international flights
- EMI conversion on purchases above Rs.2,500
Cons
- No airport lounge access
- No insurance coverage
- 3.5% forex markup
- High APR of 47.88%
- Modest base reward rate (0.2% on general spends)
- Monthly caps on bonus rewards
- Reward redemption fee of Rs.99+GST
- Many categories excluded from rewards
- Invite-only through BankBazaar partnership
Best For
First-time cardholders, grocery shoppers, Zomato/BookMyShow users, credit builders
Not Ideal For
Travelers, lounge seekers, premium benefit seekers, high-value spenders
Frequently Asked Questions
Is this card really lifetime free?
What is the reward structure?
What cashback offers are available?
What is CreditStrong?
Is there lounge access?
User Reviews
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